Loans and Insurance question

PennyJ

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For those who have horses out on loan, how do you deal with the insurance? Specifically the vets bills insurance aspect. That is the only insurance I WANT to know they have in place for if something goes wrong... Currently she is on our NFU policy, should I keep her there and get them to give me her share of the insurance premium, or allow her to be transferred over on to a separate policy with them?

Famous last words apart of course, but I am as confident as I can be that this should be a "good" home for her. She is going back to our old yard, as pony for YO's daughter. I left yard for all the right reasons (found my own little place down the road from our house), YO is also a retired vet, which has to be a good thing when this is a pony who has done both her front tendons in and needs a moderately quieter life than she used to have...

Would appreciate others thoughts on this.
 
To be honest the only way to ensure the cover is in place is to continue the insurance as you are doing and inform you insurer the horse is on loan so they can note the loanee's interest. You can then either agree with the loanee that they pay the insurance cost of you just have to cover it yourself.
 
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