Mares and loss of use insurance - your thoughts pls

DuckToller

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Can't decide whether to go for the extra loss of use on premium with mare.

It's about another £300, she has good breeding so I would definitely put her into foal if she was injured (no lectures please!) so is it worth it, as presumably you only get a reduced amount if you keep to breed?

Or am I just being stingy?
 
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