NIGHTMARE FIRST TIME PURCHASE

[Horsejess2020]

So this is a long story but I have been horsey all my life and wanted to purchase my first horse I had been look for a while and was approached my a lady who was looking for sell one of her horses a 24 Yr old tb gelding ex racer we agree I could view him which I did all went smoothly we had a contract where by I would pay 1000 pound upfront and pay the rest in instalments.

The horse arrived to me on the 26th on June and 2 days into me having the horse she decided she disnt want to give up ownership of him and wanted to loan him instead. She was going to come and have a chat with me in person to sort out a new agreement this HOWEVER NEVER HAPPENED this is now day 3 of having this horse who I love to pieces but I didnt agree to a full loan I agreed to a purchase which is no longer what she wants!!

Am I within my rights to have my deposit back!? I have said I want the money back she at first refused and tried to tell me I am not caring for him properly and she has welfare concerns!!

I am heartbroken.

She has now agreed to being the money but wants to check him Iver to check he's in the same condition he was when he left her and check all her tack is in the same condition.

What do u do if she refuses to give me the money??

I feel utterly stupid and it really has put me off buying again ?????

 

[The Xmas Furry]

So, you paid 1k deposit for a 24yr old horse, how much was total price?

 

[Red-1]

You had an agreement and now she is trying to change that, so yes, I think you will be entitled to your money back.

In the future, I would always either have a horse on loan or buy it outright. That way it is less confusing.

If you can't get to some agreement, I would keep any texts, emails, messages etc and get some legal advice.

ETA - and yes, I would say that a 24 yo horse would be a token sum rather than a 'proper' price.

 

[Horsejess2020]

2200 I realise now that this horse was way over prices and I have been taken for a complete mug!! I feel so taken advantage of she knew this was my first horse ??

 

[Red-1]

2200 I realise now that this horse was way over prices and I have been taken for a complete mug!! I feel so taken advantage of she knew this was my first horse ??

As she hasn't been to see you yet, she may well be intending to refund you the money you have already paid and loan the horse, keeping some control that he is not sold on.

That could actually be a good deal, if he is suitable for you, as you won't be responsible when he is no longer fit for work.

 

[Horsejess2020]

You had an agreement and now she is trying to change that, so yes, I think you will be entitled to your money back.

In the future, I would always either have a horse on loan or buy it outright. That way it is less confusing.

If you can't get to some agreement, I would keep any texts, emails, messages etc and get some legal advice.

ETA - and yes, I would say that a 24 yo horse would be a token sum rather than a 'proper' price.

This is what I thought she is changing the agreement but is acting like this is my fault!! I have contacted the BHS and they did say he welfare concerns are not relevwnt she is only doing this because she dosent want to sell!!

I honestly feel so defeated by all this I haven't eaten for days and can't sleep at all and I feel she's going to come on Saturday to "check him" and make such a hard time of it! I just don't know what to do if she refuses and spouts a load of stuff at me about his condition it's been 6 days I have photos and videos from everyday and have kept a diary too!!

 

[dixie]

This is all very odd.
I would’ve expected someone in her position to grab your offer of purchase.
If she wants to loan him instead she 100% needs to give you your money back. I’m suspicious tho that she’s going to only partly refund you and will come up with various problems, so be ready for her.

 

[Red-1]

This is what I thought she is changing the agreement but is acting like this is my fault!! I have contacted the BHS and they did say he welfare concerns are not relevwnt she is only doing this because she dosent want to sell!!

I honestly feel so defeated by all this I haven't eaten for days and can't sleep at all and I feel she's going to come on Saturday to "check him" and make such a hard time of it! I just don't know what to do if she refuses and spouts a load of stuff at me about his condition it's been 6 days I have photos and videos from everyday and have kept a diary too!!

See my post above, it could work out to be a good thing?

 

[Equi]

Get your money back and run. You wouldn’t want this owner as a loaner. You’ll love the next horse too.

 

[Horsejess2020]

As she hasn't been to see you yet, she may well be intending to refund you the money you have already paid and loan the horse, keeping some control that he is not sold on.

That could actually be a good deal, if he is suitable for you, as you won't be responsible when he is no longer fit for work.

Once I said I thought it best he went back to her as thibgs were starting to get nasty

See my post above, it could work out to be a good thing?

Honestly I would not be happy loaning from her now she has accused me of putting his welfare at risk and she has shown she is just a not very nice person.

I would of been happy to loan had she not have turned on me like this as if it was my fault.

 

[Horsejess2020]

This is all very odd.
I would’ve expected someone in her position to grab your offer of purchase.
If she wants to loan him instead she 100% needs to give you your money back. I’m suspicious tho that she’s going to only partly refund you and will come up with various problems, so be ready for her.

I am too paying for return transport!! I have got daily pictures and video of him from the day he came I have some of the girls down my yard there aswell to support me if she dose get nasty but I'm not being tick I'm totally within my right tk have my deposit back she is changing the agreement and that's not what was agreed xx

 

[ycbm]

She's doing you a favour, that's a ridiculous amount of money for a 24 year old ex racer TB.

Get the money back first, then allow her to see him and take him away. Unless he was bought on trial , then you probably own him even if you have not yet paid in full. She has no right to see him.

Do not part with the horse until you have your money!

You'll find another horse to love.

.

 

[Auslander]

i wouldn't be paying to return the horse. If she wants to move the goalposts, and takes the horse back - she can pay for the transport!

 

[Pearlsacarolsinger]

If she no longer wants to sell him she will have to give you your 'deposit' back - that is probably more than the horse is worth anyway. I hope you got his tack for the price as well. Once you have got your money, end the loan and send the horse back to his loony owner. Next time you go to view a horse for sale, take a much more experienced friend with you to advise you.

 

[Horsejess2020]

i wouldn't be paying to return the horse. If she wants to move the goalposts, and takes the horse back - she can pay for the transport!

Honestly I just want it all over I want her out of my life this I sjust making me so ill ?

 

[Horsejess2020]

If she no longer wants to sell him she will have to give you your 'deposit' back - that is probably more than the horse is worth anyway. I hope you got his tack for the price as well. Once you have got your money, end the loan and send the horse back to his loony owner. Next time you go to view a horse for sale, take a much more experienced friend with you to advise you.

He did come with tack I have only ridden him twice in the arena he's only been with me 6 days ?

 

[Horsejess2020]

She's doing you a favour, that's a ridiculous amount of money for a 24 year old ex racer TB.

Get the money back first, then allow her to see him and take him away. Unless he was bought on trial , then you probably own him even if you have not yet paid in full. She has no right to see him.

Do not part with the horse until you have your money!

You'll find another horse to love.

.

If she arrives and picks fault with everything how do I go about dealing with that I do have pictures and videos of him form the day he arrived I hate confrontation I just feel she's going to be a nasty piece of work. All I want is my money and her out of my life.

 

[Equi]

Just remain calm and don’t get drawn into slanging matches. Send one text saying you wish to have your deposit back and upon receiving it will give the horse and tack back and have no further contact. Anything she sends back ignore anything else she says ignore. A horse can’t change that much in 6 days unless you’ve been killing it (which you haven’t) so don’t let her try and say she deserves money because of anything.

 

[Horsejess2020]

Just remain calm and don’t get drawn into slanging matches. Send one text saying you wish to have your deposit back and upon receiving it will give the horse and tack back and have no further contact. Anything she sends back ignore anything else she says ignore. A horse can’t change that much in 6 days unless you’ve been killing it (which you haven’t) so don’t let her try and say she deserves money because of anything.

Thankyou I have just felt like this is all my fault ? this wasn't what I wanted and I really hope she just comes and gives me the money I don't want to have to get any legal representation involved but if I have to I will!

 

[scats]

If I were you I would contact her and say that you did not intend on loaning and this was not what was originally discussed, so you would like to return him and be refunded.

What are these welfare issues that she is saying?

 

[ycbm]

If she arrives and picks fault with everything how do I go about dealing with that I do have pictures and videos of him form the day he arrived I hate confrontation I just feel she's going to be a nasty piece of work. All I want is my money and her out of my life.

Don't let her see him. She has no right to see him, she doesn't own him, you do. She has sold him, he's yours and if she doesn't buy him back you owe her £1200 but she has absolutely no right to see or criticise anything you have done. She gets to see him when she owns him and after you have the money in your hand and not before.

.

 

[Horsejess2020]

If I were you I would contact her and say that you did not intend on loaning and this was not what was originally discussed, so you would like to return him and be refunded.

What are these welfare issues that she is saying?

Exaclty! She knew I was a first time owner but said she's concerned because I asked her questions about farrier ect which I did because I wanted to double check I was doing right!! With what I was doing and also because she had him on basiclly 24.7 turn out and my yard like them to be in of an evening and she didn't like it. But again contract states Im responsible for him. She said I wasn't aloud to vaccinate him if the yard said I had to and I didn't follow her orders when she said to keep him out!

 

[honetpot]

Have you got all this in writing? If you haven't send her a text and ask if she has decided when she would like her horse back, as you have no wish to loan the horse, and could she arrange collection. To be honest I wouldn't get hung up about the money now, save that for later.
Depending on what she says, go from there. Make sure any communication is done by text or email. If she starts stalling, tell her you are asking her to collect the horse, by X date and you will no longer be responsible for any costs in keeping it. Keep a record of all your costs.
You want to make sure that you have evidence that she has broken the sales contract, the last thing you want to do is complete the sale, so anything that supports the fact she no longer wants to sell the horse, and she has broken the sales contract makes it easier for you to get the money back and costs through small claims.
When I am selling horses I hate the 'friend' that tags a long but in your case before you go shopping again get someone who knows the horse market to go with you. If the horse is a TB I would have a google of its name and see if you find out its previous owners. Its not usual to sell a horse in its 20's , loan, give away perhaps. I just wonder if someone loaned to her, and she is has sold it without permission. It happened before and there must be something going on because what has happened to you is odd.
But then a lot of horse people are bordering on bonkers.

 

[ycbm]

Exaclty! She knew I was a first time owner but said she's concerned because I asked her questions about farrier ect which I did because I wanted to double check I was doing right!! With what I was doing and also because she had him on basiclly 24.7 turn out and my yard like them to be in of an evening and she didn't like it. But again contract states Im responsible for him. She said I wasn't aloud to vaccinate him if the yard said I had to and I didn't follow her orders when she said to keep him out!

You have a contract? What does it say? Any contract saying how you have to keep a horse after you have bought it is not worth the paper it's written on.

.

 

[Ample Prosecco]

If you have a contract and you have paid the first installment ycbm is right - you already own the horse. The horse is YOURS. So I would absolutely not allow her to come and 'inspect' him. I really think you need to take a deep breath and get a legal letter that says if she wants to cancel the sale then she needs to refund you the money and then she is welcome to collect the horse. If she does not want to end the sale then you will pay the installments as per the contract and you are not giving her access to YOUR horse in the meantime. And be cleare that you are not interested in a loan or having a face to face discussion about a loa either. She is either a fruitcake or a scammer. You need to get advice and be very firm. Or you will end up with no horse and no refund!

 

[Horsejess2020]

Have you got all this in writing? If you haven't send her a text and ask if she has decided when she would like her horse back, as you have no wish to loan the horse, and could she arrange collection. To be honest I wouldn't get hung up about the money now, save that for later.
Depending on what she says, go from there. Make sure any communication is done by text or email. If she starts stalling, tell her you are asking her to collect the horse, by X date and you will no longer be responsible for any costs in keeping it. Keep a record of all your costs.
You want to make sure that you have evidence that she has broken the sales contract, the last thing you want to do is complete the sale, so anything that supports the fact she no longer wants to sell the horse, and she has broken the sales contract makes it easier for you to get the money back and costs through small claims.
When I am selling horses I hate the 'friend' that tags a long but in your case before you go shopping again get someone who knows the horse market to go with you. If the horse is a TB I would have a google of its name and see if you find out its previous owners. Its not usual to sell a horse in its 20's , loan, give away perhaps. I just wonder if someone loaned to her, and she is has sold it without permission. It happened before and there must be something going on because what has happened to you is odd.
But then a lot of horse people are bordering on bonkers.

I have screen shotted all out messaged regarding her saying she no longer wants the give up ownership of him ect. I stated she no longer want to give up owner shop and I don't want to loan so she is in breach of the contract! She just keep on about these welfare concerns but my legal team said they are nothing to worry about! If I have to go to small claims I will she has messed the wrong person around and tried to turn it around on me! Its such a simple thing the horse is returned I get my money back done dusted she is making it very difficult!! She also stated she didn't have the money so was trying to borrow it from someone so that makes me think that's the reason she was refusing.

 

[ycbm]

Post 21 you say you've had him 3 days, post 6 you say you've had him 6 days?

.

 

[Ample Prosecco]

The momey is returned THEN the horse goes back. Don't do it the other way round. I assume you had to pay befioe the horse left her yard? Same thing. Payment before movement is always the way with selling horses.

 

[Horsejess2020]

Post 21 you say you've had him 3 days, post 6 you say you've had him 6 days?

.

After having him 2 days she said she didn't want to give up ownership I have had him 6 days today

 

[Horsejess2020]

The momey is returned THEN the horse goes back. Don't do it the other way round. I assume you had to pay befioe the horse left her yard? Same thing. Payment before movement is always the way with selling horses.

Yes I had to pay before he left her that makes perfect sense I will stand my ground on that for sure xx