NO he doesn't come with a full wardrobe!!

Save yourself the stress and advertise him clearly as not coming with anything, that way you won't get a load of people asking for it, it's up to them whether to answer your ad - although I believe you will get fewer responses. On the other hand, you may get a loanee who already has a number of horses or has significant history with horses and therefore they may have plenty of wardrobe hanging around. Personally, I wouldn't respond to such an ad as I would expect him to come with the basics as the word "loan" implies that at any point, at the owners behest, I would have to give him back with not much more than a months notice. Permanent loan can be well intentioned but nobody has a crystal ball. I do hope you get somewhere for him or alternatively, how about offering him as a share, that way he stays with you (as does his tack) and some lucky person will get to hack him out and keep him ticking over whilst you retain the overall say. Now, as a loan I wouldn't respond to the ad, but as a share....? Well, I'd bite your arm off!
 
It all sounds unreasonable to me. What ever type of loan, loan is loan and I would not loan a horse and then go out and buy tack. Get a cheap one that fits nice enough for a hack and save yourself the rest of the stress. Would deffinatly be cheaper than keeping the horse!
 
Entirely your option OP but unless he goes with everything I would guess it will take a lot longer to find him a new home. From the replies most expect to be able to get on and ride their loan horse when it has settled without the time and expense of finding tack for it. He will need his rugs either from you or before he leaves you at this time of year you surely dont expect him to go naked until someone has the time and money to buy him what he needs. People loan for a variety of reasons but mostly because they can afford the running costs but not the initial bulk sum to buy so why would they have a thousand pounds to kit out someone else's horse. You could buy a few horses for that money in the current market some complete with tack and rugs
So advertise accurrately what you are offering and hope you get an answer or bite the bullet and get the horse his basic needs
 
I don't think you should have to provide a full wardrobe, necessarily, but if this thread is telling you anything, it is that most people expect it. Therefore you could probably save yourself a lot of time and hassle by providing the basics.

I see both sides here - you have expensive kit you can still use, so don't want to part with it. The loaner has no guarantee she won't buy all this stuff and then have you ask for the horse back (I know you say otherwise, I believe you, but why should the loaner, who doesn't know you or have any reason to trust you).

Personally, I would provide a couple of basic rugs - a stable and a turnout / two turnouts, not overly expensive ones, but well fitting and suitable wait for the next month or two. You can pick up a bridle for twenty five quid and either buy a cheap saddle or offer one for short term loan (give the loaner a couple of months to get around to getting their own).

I wouldn't send mine off with nothing, but it is ultimately your choice and people do sometimes do it, so it's not the end of the world. Just means you may be looking for the right loaner for a little longer!
 
Sorry, I've full loaned in the past and pony came with a full wardrobe and I wouldn't have taken the pony on without it's full wardrobe, as there would be no point in me spending loads on a saddle in case the pony went back suddenly. I agree with the other comments, if pony was getting ridden wouldn't you want him to be ridden in a saddle that fits? I found my loan through word of mouth and was on very good terms with the owner. Perhaps if you found someone you knew and trusted then tack could go with the horse? It would give you greater peace of mind, although I appreciate good loaners can be hard to find!
 
We have a pony on loan & he came with everything. I would expect a loan to come with a least the basics, I replace anything that gets broken etc & buy anything he needs.
 
I recently came to the end of a loan and that horse came with a headcollar and one turnout rug.

I had to buy a saddle as none of the ones from my retired fitted, he took an extra full bridle and a bigger bit so those had to be bought. Luckily I have more rugs than I need so he had hand me downs.

A year on the loan has ended earlier than expected and I am left with a saddle and bridle that don't fit my new horse (bought) and I am out of pocket. The only positive thing is I was lucky the saddled had a secomdhand ideal at a good price so I'm hoping I won't lose too much when I sell it on.
 
Agree with most of the above responses. Surely a "permanent loan" is something of an oxymoron. Also, loaner's circumstances can change and they can give the horse back to you at a month's notice. Surely the point of a loan is that you get the experience of having your "own" horse, but without the same level of commitment and initial financial outlay as you would have if you bought a horse. People who want that commitment and are prepared for that initial big spending spree would just go out and buy a horse -- rather than deal with the downside of loaning, the fact that the horse isn't yours and you don't have ultimate control over it.
 
Why would anyone consider having to by rugs and tack for a horse that could be returned at any time ? Why would you want a loaner buying what could be an ill fitting saddle ? Astounded OP. I don't think loaning is for you. You need to bite the bullet and sell. :eek:
 
Why on earth have I ever bought a horse, tack and wardrobe when I could have got the whole lot free ?
Silly me. I shall look for a permanent loan in future.

Wanted; Horse for free with Kay Humpries saddle and Rambo wardrobe.

Anyone ?
 
MagicMelon said:
But this is not a normal loan, this is a PERMANENT loan - as in basically I'm giving the horse away to a forever home but simply retain ownership because I dont want him passed about (I would not intend to ever ask for the horse back).

Yes, I do use the WOW (and all his other stuff like rugs) on another horse. Even if I didnt I would not be prepared to basically give someone my saddle for free...
Click to expand...

I have a horse on permanent loan and she came with absolutely everything including a Wow saddle. The tack/kit etc still belongs to the owner of the horse as does the horse, it's on permanent loan to me with the horse and is insured up to the hilt.

I personally would not have taken on a loan horse, permanent or otherwise without at least the tack. I wouldn't have minded buying rugs etc but tack is too large an investment in someone else's horse.
 
I took a pony on loan a couple of years ago. He came with full wardrobe including things like travel boots and sacks of feed he was part way through! Everything tack wise was listed on the loan agreement and when I later bought the pony, the pre-negotiated price included the wardrobe. The original owner just said 'He will come with everything you need for him'. The tack was nothing majorly fancy but, crucially it fit his unusual size properly. I would have been happy with just the bare minimum but just the fact she was determined to provide all he needed made it very easy to loan him and because this was all included in the final selling price, she got her money back, so eventually it was straightforward for both of us.
I know you haven't talked about selling him OP but just thought I'd add my experience. Hope you get a good outcome for you both, whatever you decide.
 
This may sound morbid but... My friend had a 'permanent loan' horse that came with all of it's tack. A decent 2nd hand saddle was provided, it wasn't fantastic but it was perfectly serviceable. When the horse became old and infirm it was time to PTS. The sale of the horse's saddle paid for the pts and disposal fees. This worked out well as the owner of the horse wasn't in a position to pay for a decent end and is saved the loaner being 'put upon' in a difficult situation. If you're expecting the horse to be kept by the loaner for the rest of it's days, maybe you could provide a cheap 2nd hand saddle on the agreement that in the event of the horse's demise this is what will happen.

I CAN see it from both sides - I loaned a mare which was meant to be a permanent loan. I knew her owners very well. However the mare suffered an injury while in my care. I spent a LOT of time and money getting her sound only for the owners to take her back as soon as she was well. This put me off loaning for life, knowing they can be taken back at any time. However when I offered my horse for loan I was inundated with random people after a free horse with all the gear.
 
I can relate to this - I know it's different but the principles are the same: I rented my lovely new house out on a long term lease. Although my tenants wanted it furnished and liked the way it was done when they came to look around, there was no way I was leaving my expensive and nice furniture - some of which was one off's from random shops. I knew that even if they promised to look after my stuff, they still might not look after it as well as I would and I'd worry.

I went to Ikea and bought cheaper (and still nice) stuff for them. If they wanted to get something more expensive and ring me up to collect some of the Ikea stuff then that's fine. I provided the basics for what they needed, but they don't have my own nice things I've bought for myself. Maybe you could do the same and that might be a fair compromise? Like a second hand Wintec or something - they are good because you can pick one up for less than £200 and they can be changed to fit your horse. The right person to look after your horse might be there but put off because they don't have the money to buy everything for it. You wouldn't want to miss on the right person for the sake of tack.

Just trying to help :)
 
I agree with the others. I think you owe it to your old chap to make sure he is sent to his new home with correctly fitting tack especially since you are retaining ownership. At the very least a saddle because we all know this is the biggest potential issue. Bridles and rugs can all be picked up for £40 brand new if you look hard enough.

You could sell your WOW saddle and buy TWO for the price you'd likely get for it. That way you still have a spare and you can send him off with something correctly fitting.
 
well, I'm afraid my Wow wouldn't be going either, neither would I sell it-would cost way too much to replace, so I sympathise on that score. having loaned, I wouldn't expect to have to buy my own saddle either but the flip side of that is was I was loaned a horse with a saddle that didn't fit and I had a ****** of a time convincing owners of it (because they had been 'fitted' by horsey friend). as suggested, a cheap but fitted SH saddle or synthetic -even if its just temporary if the horse is going on permanent loan (the loaner could get one more to their liking once everyone was happy with the loan).
 
Agreed, whenever we've had something on loan it's come with full wardrobe!! Also can see why people wouldn't want to buy a saddle/bridle ect for a horse that you might ask to have back at any time? Perhaps have a contract ensuring it's a long term loan.
 
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