Now that my baby is born.. how much would she be worth? (insurance Q)

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EquestrianFairy

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For insurance purposes- OBV IM NOT SELLING HER!!

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Registered Welsh Part Bred (will be)
Skewbald filly

:-)

Thanks
 
WOW! She did throw a coloured then! She is gorgeous! Are you happier about it all now?

Sorry can't help you about the insurance Q.
 
The cost of replacing a her (in insurance terms) stud fee, mares covering costs etc or what you think she will be worth in at early maturity.

She is adorable!
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Normally you can get cover from 30 days on a standard horse policy. It is up to you really what you insure it for and what premium you can afford. Check the market at the moment. Personally for that age I would say between £1000 to £2000 but I'm not paying the premium!
 
Well this is the problem- there were no stud fee's etc etc she was free but i want to insure her for her market value incase anything happens then i'll increase it as she gets older etc.

Normally i wouldnt bother but shes so pretty and quite 'in demand' colouring wise and being a filly im worried!

Petplan have said they will insure her now for me (I already have 3 insured with them and have been with them for years)

Oh yes Carys you missed the hundreds of photos and 60 odd replies to my excitable thread! lol- im very please and yes shes going nowhere!!
 
I would say insure her for about £1000 at the moment. Most companies will not unsure foal until at least 30days, and some are 3 or 6 months.

They can also be very funny about the valuation of a foal - they like to know stud fees, what the mare has won etc. Although in theory she would be worth about £2000 if you were to sell her now, I doubt the insurance company would let you insure her for that, as her sire is unknown and her dam (although very yummy) has not won anything. Due to unknown dad etc, they probably wont let you insure her for more than £1000

You will almost certainly be asked to get a Foal Veterinary Certificate for Mortality Insurance from the vet as well - this is the equivilent to a two stage vetting (not quite as strict) and basically just shows that foal has no heart murmour, joint problems etc from birth.
 
Depends on if you want to keep your premiums down, obviously she's priceless to you but vet bills and theft at at this age is more important than her market value if you get what I mean. She may a be very young gold mine with a very bright future ahead of her.
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I am surprised at those saying up to £2000 considering her sire is completely unknown!

Personally I would think she would be worth about £700 at the moment, more if you could find out her breeding, and once you have a better idea of what she's going to be like when older.
 
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