Oh Goodness, read this PLEASE
- Thread starter jules89
- Start date
Vicki_Krystal
Well-Known Member
thats awful but unfortunatly not that rare these days.
jules89
Well-Known Member
I just thought I shuold post it on here to notify people, they're quite close to me which is rather scary
Vicki_Krystal
Well-Known Member
Yeah good to let people know!
When i had my horse for sale i had about 10 scam emails for him - so annoying.
When i had my horse for sale i had about 10 scam emails for him - so annoying.
Eventerlad15
Well-Known Member
I saw that and its shocking, but surely you must be foolish to believe it?
Vicki_Krystal
Well-Known Member
You would have to be - BUT not everyone has common sense and some people do still trust others so i bet a few people have fallen for it which is a shame.
wizzi901
Well-Known Member
thats been around for years, I think maybe the format has slightly changed but the fraudulent cheque not clearing in the end and money requested to be refunded is not new. Not saying its not good to post it tho, someone will always be new to all these damn scams
suzysparkle
Well-Known Member
Unfortunately that type of fraud is common and attempts are made frequently, not just buying Horses. I've seen it attempted with a motorbike purchase and supposed prize winnings. The other thing is.....no, you shouldn't give out your bank account details. I work in a bank and we always advise against this unless 100% sure it's genuine.
bailey14
Well-Known Member
This happened to me with a fly rug I was trying to sell a few years back. The buyer said he would deposit a cheque for £500 in my account could I send him the £450 difference once it had 'cleared'. Fortunately I had read about this happening and I notified the police who had set up a direct helpline to set about catching these people. Scary stuff as if I had seen that amount in my bank I would not of hesitated to have sent the difference back out.
bailey14
Well-Known Member
OFF THE FINANCIAL SERVICES OMBUDSMAN SITE:
The situation has been highlighted recently by the small number of cases we are starting to see involving an increasingly common cheque scam. The customer advertises something for sale (typically a car) and then receives an e-mail from a fraudster, posing as a buyer. The fraudster arranges to send a cheque for the cost of the item, together with an extra amount which the customer is asked to pass on to a third party (usually by money courier or direct transfer). Often the fraudster says this extra amount is to cover shipping costs. The cheque that the customer receives is generally drawn on a business, such as an insurance company.
Before passing on the money to the third party, the customer will normally check with their bank or building society to see whether the cheque has cleared. The point at which the customer makes this enquiry will usually coincide with the point at which their bank or building society will allow money to be drawn against the cheque. The customer will not usually realise that at that stage there is still no certainty the cheque will actually be paid by the bank on which it was drawn.
Once the customer has sent the surplus money to the third party, the fraudster will ask for the rest of the money back saying they have had second thoughts about the purchase. By this point, the cheque that the customer paid in will normally have been returned unpaid. The customer will then discover that the transaction had never been genuine and that the cheque they were sent had originally been stolen. Even though the customer does not return any more money they are already out-of-pocket by the amount they have sent to the third party
The situation has been highlighted recently by the small number of cases we are starting to see involving an increasingly common cheque scam. The customer advertises something for sale (typically a car) and then receives an e-mail from a fraudster, posing as a buyer. The fraudster arranges to send a cheque for the cost of the item, together with an extra amount which the customer is asked to pass on to a third party (usually by money courier or direct transfer). Often the fraudster says this extra amount is to cover shipping costs. The cheque that the customer receives is generally drawn on a business, such as an insurance company.
Before passing on the money to the third party, the customer will normally check with their bank or building society to see whether the cheque has cleared. The point at which the customer makes this enquiry will usually coincide with the point at which their bank or building society will allow money to be drawn against the cheque. The customer will not usually realise that at that stage there is still no certainty the cheque will actually be paid by the bank on which it was drawn.
Once the customer has sent the surplus money to the third party, the fraudster will ask for the rest of the money back saying they have had second thoughts about the purchase. By this point, the cheque that the customer paid in will normally have been returned unpaid. The customer will then discover that the transaction had never been genuine and that the cheque they were sent had originally been stolen. Even though the customer does not return any more money they are already out-of-pocket by the amount they have sent to the third party
DragonSlayer
Well-Known Member
Yep, I have had similar emails before whilst selling a horse, they get told where to drop off.....