Part loaning - whats the going rate?

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silverstar

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Im going to be part loaning a horse and just wondered how much it would be for 3 days a week, hacking, schooling, jumping & competing.
 
Sounds like a share rather than a loan?

Rates vary on what you are also being asked to do chore wise. In a loan you would usually have to take on all responsibility for all chores, costs, livery fees, insurance, vets bills, shoeing etc in return for more or less unrestricted use of the animal. How this would work in a part loan I'm not too sure - it is more expensive than a share, has more responsibilty but more freedom.

In a share you might be asked to contribute toward upkeep costs or you might be asked to do stable chores instead. Rates vary massively from area to area and with what you are able to do. The going rate for a share seems to vary from about £20 per week up to £100's per week depending on location and activity.

It might be easier if you posted what you are being asked to pay and what you get in return then ask people if they think it is reasonable.
 
Oops yes it is a share. Thanks £35.00 a week is what Id be paying. Id get 3 days use of horse which includes competing, hacking, jumping & schooling. No chores. No other bills to pay.

Is this reasonable? Given that to ride a horse in riding school would cost me £60.00 for equivalent hours.

Ive had a look on horsestoloan.co.uk and the price seems to vary a lot there as well.
 
I've payed anythig between £15-£30. This is with school, hacking and the chance to compete including all yard chores.
 
When I started 8 years ago I paid £40 a month for 2 days a week!! Makes me feel right old!
Nowadays I'm more good friends with the owner rather than a sharer and I more or less loan Kelly and don't pay anything unless I can get to feed shop/vet bills/farrier etc first!
Recently, £35 for 3 days a week sounds about right though :( the most recent I've heard of was £65 for 3 days a week and £40 for 2 days a week :eek:
K x
 
It probably isnt far off tbh. Cheap grass livery is £20 per week. So £10 each. Shoeing £50-60 every six weeks. So £10 per week. Insurance, vets, feed.It all adds up. If you have to pay for shoeing and vets on top then possibly it is too much but if it is all inclusive then it is probably a reasonable deal.

When I loaned my ponies i always had a set charge. Any extras were down to me. I factored in for vet bills but the loanee never got the sudden big bill so they could budget their expenses. It worked well. You might pay a bit more but you wont get landed with the big bill. But of course that depends on the agreement!:)
 
If the horse is on part livery and you're in a pricey-ish area of the country then its not outrageous, particularly if that includes being taken to comps etc.

It depends on your situation though - that is not far off the costs of keeping your own on DIY.

If its a very nice horse it might be worth it, but you might very well be able to find a better deal.
 
penfold said:
Still seems expensive more than the cost of horse ownership.
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I worked out that my horse costs me around £5-7k per year.

If you took part in this share, at £35 per week, it would cost you £1820 over a year.

Seems like a good deal to me - especially since you can just hand the horse back if anything goes wrong.
 
Hi -

I pay 70 a month (it was 15 a week, but I rounded it up) for my share/loan plus half his shoes - I can see him/ride as much or as little as I want to.
I do chores on the days i have him except for turnouts - thankfully; but that's probably more my choice as I like to help out.
I also pay for insurance (through BHS).

I saw others before, which were £10 each day; I don't think there is much in it to be honest.

Hope this helps you - I don't think the price you say sounds unreasonable.
 
It seems expensive to me - but then, when I shared I didn't contribute anything financially, if I had any spare money I could have got my own horse!

I used to do at least 3 days a week and it helped the owner out as she didn't need to worry about care/exercise on those days - I contributed my time, I couldn't afford a financial contribution. I would do extra days for her, if asked, and ended up doing most days, before I left the area.

I have to say, as a lightweight competent rider I have never had any trouble getting rides for free, maybe it is the areas I have lived in? Plenty of people who have horses but no time and welcome a helping hand.

I'd look around, if I were you.
 
Its only for a few months. Im saving up to get a new horse, so trying to factor in costs of a part loan/share as well and knowing this would I be better off going to a riding school but then that works out more. Oh dear.

Where do I find a horse to ride tho? Ive had a look on most horseshare websites and theres nothing in my area. Bearing in mind it will only be short term due to my purchase of a new horse.
 
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penfold said:
Still seems expensive more than the cost of horse ownership.
Click to expand...

no no....I wish it only cost £35 a week to own a horse!!! ;)

I used to have a sharer for my boy who had 2/3 days (inc sat and sun) and she paid £150 a month, did no chores and got to do whatever she wanted with a well schooled nice allrounder. Depends a lot on the area you are in as costs seem to massively vary. You will also find some more expensive shares as like mine, owners may need the financial help. Others may be a lot cheaper as they dont need the money just the help exercising the horse. So there are a lot of factors that will make this vary a lot!

Look in local tackshops, word of mouth, equineadverts.com, horsequest and horsemart, horesehunter, the freeads, adtrader etc

Good luck
 
Sharers around here (nr london where prices are 10X higher!! Am in leics for uni and feeling the cost over summer whilst my boy is home) go from just paying shoes to £25 a week plus shoes for 3 days. Does she provide you with transport?

My sharer used to always do a class when I went to a show, rode as much as she liked and did what she wanted for £25 a week and no other costs (sometimes very kindly gave fuel for shows and she paid her own entries). Up at uni had the same arrangement but could only find someone willing to pay £15 a week!!

I really think it depends on the horse and how good a rider you are! As if the horse is a schoolmaster and you were quite novicey or just going to benifit your riding whilst riding him its a fair price, but if the horse is green and your helping school it thats a bit extortionate!!
 
There is no real right or wrong answer!
It all depends on the level of the horse, the flexibility of the owner, the standard of livery, the requirement for chores, and what the owner & loaner want to get out of the agreement.

I'd happily pay £35 a week for a horse I could compete on and have no chores, but I would expect a nice horse and a yard with facilities for that.
 
Do you have to muck out, bring in/turn out etc or is your £35 basically to ride for 3 days a week? If you don't have to pay for anything else ie shoes, insurance, feed, worming, vets then I think you have a very good deal. My horse's shoes alone cost £10.60 a week if I break it down!
 
I have one of boys on part loan to a nice girl on our yard and I charge her £70 for the month, no more. It's basically half the cost I pay for DIY livery including hay, but I foot the additional bills for shoeing, feed, bedding and insurance. She gets to ride him two weekdays plus one weekend day per week, and she mucks out etc. on those days. I always bring him in in the mornings with my other horse, so she doesn't need to make two trips on her days. She can hack, have a lesson, do a fun ride, compete. Whatever she likes within reason! I think she gets quite a good deal, but in reality she's doing me a massive favour riding him :)
 
It sounds like you're paying half of full livery to me so I reckon it's about right. I'd expect to pay less for DIY and mucking in with the chores... You prob wouldn't get much more than an hour private lesson for that so I think it's worth it
 
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