Petplan insurance - query with wording

[noonday]

Has anyone taken out a policy recently and noticed the wording discrepancy re over 17/20 year olds?

On the home page it says that if you insure before horse is 20 then accident and illness cover for vet fees lasts until the horse is 25. I just went to take out the policy and in the terms and conditions it says that the full cover for vets fees only lasts until they are 20, not 25. Does anyone know if they have changed their conditions very recently?

Thanks.

 

[millhouse]

I would ring them.

 

[Luci07]

NFU does the same for veteran cover. Full vet cover means anything internal e.g colic. Veteran cover for NFU means only accidental injuries ( so pretty much external) I would challenge the phrase "illness" though - define what that means. TBH I have cover for my mare more for the 3rd party liability now anyway, and just have the vets cover "!in case" although her age pretty much excludes her from much now anyway.

 

[LiveryList]

just had my renewal through from petplan and it says there have been no changes to T&C since i took the policy out last year so wuld assume now, may just be an error on their part. Would ring them to query it