Please BEWARE when loaning your horse(s) out

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Perrie

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My horse went out on loan back in November 2009 with a contract.

I got my horse back on Sunday (9/5/10) with lameness issues & eye problems.
I am now having to get all this sorted through my own vets.
I was told that the farmer has been spraying pesticides in the fields where the horses were so this inturn could of damaged her eyes !
I was told she was anybodys ride, so it seems that all & sundry have been riding her which was not in the contract.
Her tack came back in an awful state & not in the pristine condition it went out with her.
Some of the items are missing too.

When my horse was returned the loaner never brought her back but a friend did her a favour by doing this, how cowardly.
The supplement i provided which was given to the loaner 1 month ago ExtraFlex HA which is a 6 month course costing me £103 never came back either !

So please please beware when loaning out your horse.
My horse was loaned out in the Moray area so not too far away from some of you guys.

I have got my horse back & i'm hoping she will be the horse i once knew with some tlc & vets treatment.

I am heartbroken as she means the world to me.
I will NEVER loan a horse out again which is a shame considering there are good loaners out there who do care & love the horses they loan as there own.

XxX
 
I'm so sorry you've had such an awful experience, sending your horse some positive vibes for a full & quick recovery
 
I'm sorry to hear about your experience and hope your horse is ok. This may seem an obvious question but didn't you check on the horse during the loan period? Unfortunately, and I know this is no consolation, horses do go lame and it's easy for loaners to simply return horses. For this reason (and because it happened to a friend of mine) when I loaned my own horse out, I kept the insurance policy in my name in case he did need any veterinary treatment.

On the other side of the coin, I've had 2 horses on loan and loaned one out (which was subsequently purchased by the loaners). All 3 experiences have been fantastic.
 
Yes i did check on my horse while she went out on loan, the last time was 2 months ago.

I have the insurance all in my name but it did state in the contract that the loaner was to pay the excess which she agreed to do.
It seems now that she didn't want to pay the excess & instead sent her back to me.
I understand that any horse can become lame & when she got her vet out & he said he would do further investigations she told him 'not to bother' as i will just send the horse back & she would just go out & get another loan horse.
This was not acceptable but i didn't want my horse to suffer so the best thing was for her to come home to me.
There was no way the farmer at the livery should of been spraying pesticides when the horses were in the said fields either.
The horses should of been removed, it makes me wonder how many other horses this could of affected there eyes too.

XxX
 
I'm sure to be honest you'd have a legal case if it's a breach of contract?

I'm sorry. I know what it's like, though my ponio's in a lovely loan home :)
 
If there has been a breach of the contract you may be able to make a claim against the loaner. You may also have a case in negligence if the pesticides sprayed on the fields have injured your horse. Seek legal advice via your insurers.

Did you take a deposit? If so keep it against the damage to the tack and the failure to return the suppliment. I would advise anyone loaning their horse out to take a refundable deposit against any issues such as missing or damaged tack in the same way as you would if you hired a car or rented a house.

I think loans can work well but both parties need to be honest and upfront and communicate. There is also a need for managed expectations and references but it can work.
 
Very interesting as I am currently considering loaning my horse out to a friend of a friend.

I agree with Katt, I would put in a stiffly worded letter saying that you would like money for the tack, excess, etc otherwise you will be looking to claim for breach of contract and costs via your solicitor.

I personally would pay the £100 for a solicitors letter - but I am very protective of my horse! However, you could also consider making a claim via the Small Claims Court, it may put her off treating the next horse in such a cavalier fashion if nothing else.
 
What a nightmare. I had such problems with selling my last pony (threatened legal action then the lady sold her to the meat man [but luckily she got saved]) that I've vowed never to sell one again....but it appears that even loaning comes with its problems. I just hope I never have to move on from Ozzy!
 
Sorry that you feel like this, but are you sure it is entirly the loaners fault? it could be due to a hard life in younger years and due to older age!

I personally have loaned a horse out and things did not go to plan but i therfore did not blame the loaner. Sometimes things happen that can not be helped with horses. Also if the farmer sprayed chemicals would the rest of the horses not be having the same problems?

I dont feel that you need to take legal action but just for both parties to speak like adults with no nick picking at each other to get things sorted out!
 
wammy13 said:
Sorry that you feel like this, but are you sure it is entirly the loaners fault? it could be due to a hard life in younger years and due to older age!

I personally have loaned a horse out and things did not go to plan but i therfore did not blame the loaner. Sometimes things happen that can not be helped with horses. Also if the farmer sprayed chemicals would the rest of the horses not be having the same problems?

I dont feel that you need to take legal action but just for both parties to speak like adults with no nick picking at each other to get things sorted out!
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I'm sorry but i disagree with you.
I know my horse inside out.
She was sent out on loan a fit & healthy horse & 5/6 months later i get a horse back with eye & lameness problems.
Days before these issues became apparent the loaner was having dressage lessons, hacking & jumping her.
Maybe other horses on said livery do have problems with the pesticides, i can't find this out as i don't know people there.
I have nothing further to say to the loaner as i have my horse back now where she belongs & my OWN vet can treat her.
My only regret was ever loaning out to said loaner !

So please people in the Moray area of Scotland, be careful !
 
hi, sorry you have a bad experience-not excusing any of it.
i feel that these people give the rest of us a really hard time. i have been looking for a new horse for 5 months now and would love to loan one with a view to buy. (but i am looking to buy)
it is very hard for owners to decide to loan at all and obviously here is another reason why people are not keen to do so x :(
 
Sorry to hear of your issues. I had a similar problem years ago when I loaned a mare out to a friend. She sustained a nasty cut resulting in tendon damage, the contract ended and I got the mare back but had a further two years vets bills to contend with, I gave her away as a brood mare to another friend, she had a couple of foals but was then lost to colic. I am being pressed to loan my cob to some people who are interested in buying him but who are (through no fault of their own I hasten to add - we all have to learn somehow) very novicey and as I had serious doubts about their capability to handle him I have refused to loan. Incidentally they are now trying to buy him outright but I have refused for the same reasons I stipulated when I refused to loan. Loaning is fine if the person keeps the horse/pony with you and you have can oversee the day to day management, I would never let a horse go off the yard again as a loan.
 
Ok ok ive heard about enough. As a friend of said loaner, and knowing the horse the whole time it was loaned, I have to say, you are speaking rubbish.

Firstly, my friend looked after and doted over that horse, she would see to it everyday. This makes your comment about taking her back so she didn’t suffer completely false.

Secondly, you say that ‘all and sundry’ could ride her . . . again this is false. The Loaner would ride her, and if someone suitable needed a horse to go for a wee hack, then they would get to ride her, but I assure you that was not often. And by suitable, I mean the correct size as not to overload her back and legs, and I being of the bigger variety of females did NOT ride her as I felt it would be cruel. All these things were taken into account before anyone got on her.

Thirdly, the supplement you say that is missing that you wanted the horse to have, do you not think that is what said loaner did, use it! Why would you give out consumables, expecting them to be used then moan when they aren’t returned, because they were finished?

Calling my friend a coward . . . how petty. The reason someone else took her back (btw I’m one of those people who took her back) is because you have been sending her abusive messages via email and facebook, and being the smart person that she is, decided not to come to avoid the confrontation, as neither you, her or the horse most importantly, needed that.

Also, when you send away tack, being brand new. . Lets take for example. . brushing boots. You would expect the person to use them, therefore becoming dirty, and/or worn away. The purpose of putting brushing boots on a horse is so that the boots get rubbed rather than the legs. . This means that if the horse brushes, the friction will cause damage. Stuff gets worn from use, we all accept this fact before purchasing stuff, especially with horse tack. If you had a problem with the boots, you could have said when we told you to check them before we left from dropping her off.

The reason she sent her back was because you wanted her back. And if you loan out a RIDING horse that turns out not to be able to be ridden anymore, well then it is just sensible to send it back surely?? And I find it hilarious that you a persistent with lying about what the vet said and what the loaner did about the lameness. The horse was fine, and then one day she went lame. So, like any horse owner, she returned her to the field and rested her. The loaner then trotted her up; saw she wasn’t lame anymore so rode her. It was an intermittent lameness, so one day she would be fine, and the next not fine. This is why the vet was called, because we didn’t know why she was doing it either. When the vet came to do further investigation, he also looked at her eyes and there found a problem. And I would trust our vet over any other. NO ONE said don’t bother! Because if she is going blind, then she cant be ridden therefore wouldn’t need more investigation on her legs, which would unneeded stress on the horse, and an unnecessary cost on yourself or the loaner.

Lastly, but MOST IMPORTANTLY! These fields were NOT sprayed with pesticides!! They were fertilised! When you fertilise a field you rest it for at least 2 weeks, or after heavy rain. This is what was done. Therefore no harm, ESPECIALLY BLINDNESS could have occurred from this. So don’t be foolish and bring the yard owners into this, because lady, you will be fighting a losing battle.

I think you need to accept, your horse is getting old, and like humans, ageing brings on problems. As for the horse, she will be greatly missed at the yard, and if you hadn’t acted like this, she would have been a great credit to you, however, you decided to take the low road, making her a credit to herself and my friend.


Please Please Be aware, when you take a horse on loan, you take the owner to. . . . . . You may be able to pick the horse but certainly not the owner.


Goodnight and God bless.x
 
Hold on, lets get a few things straight here.
Firstly, nobody but the loaner was to ride MY horse, so there's one thing that is very wrong here ! No where in the contract did it state that the horse was to be ridden by anybody else & i am shocked to actually here you say this & prove my point exactly !
The supplement that was given to the loaner 1 month ago was a 6 month course, so how can you say that this has been finished unless said loaner has overdosed the horse !!
The Jefferies reins were given BRAND new & no way should they have been in the state they were when i got them back. Jefferies reins should last more than a mere 5/6 months.
I wasn't asked to check any of the stuff, what i was told was 'make sure mine (other girls) brushing boots weren't in the bag' !
The other girl said her herself that it was PESTICIDES that were used for the fields & that is why she had removed her horse. Maybe you Kcirevam1990 should open your ears !
I understand that tack does get used but to get BRAND new boots back all ripped is disgusting. These should of been replaced !
I personally spoke to said vet himself & this is all what he has said so are you now saying the vet is LYING ?????
I differ to what you say about YOUR vet, i actually trust my own vet & will take everything what he says to me as gospel.
My horse may well be 20 years old but by no means would i say she was old, that is your opinion not mine.
Yes i agree i wanted her back & i told loaner this as i said MY vet would treat her as she told her vet not to bother, this is going on what her vet said !
Oh yes & she is a credit to me & always will be & not to you or your friend !
Oh & by the way not once has she ran in any fences since she has been home not like you said she had been at the yard. Something doesn't add up here does it !
My only regret was letting my horse go on loan to this person & i would never recommend her to anybody.
oh by the way i haven't been sending her abusive emails, she recieved emails that hit a nerve ! Truth hurts doesn't it !

So you goodnight & god bless !
 
i think ull find i was there when we dropped her off, and at no point was PESTICIDE mentioned. and u can ask her that ureself so dont make stuff up.

im not getting into childish games with you, i saw the emails and stuff,you were abusive. And this is pathetic. You think you would be more concerened about dealing with problems your horse has rather than this.

i think you should grow up and leave my friend alone. coz its just sad coming on here just to say this about her.
 
Yes the word PESTICIDE was used because the other girl took her horse off livery due to this & the lami her horse gets. So don't make me a liar. I also have a witness to back me up over this too !

I was not abusive, i have all the emails still on my pc so i don't care what you think.
Like i say the truth hurts & people don't like getting the truth thrown at them !

I am dealing with the problems that MY horse came back with, i was warning others not to make the same mistake i made by loaning there horse to this lowlife !
I think others should be forewarned as i don't want them to fall victim of this like i have.
 
I love the sight of dirty laundry being washed in public. It's like the smell of napalm in the morning, only it makes me want to eat popcorn rather than go surfing:p

h010.gif
 
i also am at that yard and im insulted that you think anyone with a horse and with bit of sense would sit by and watch a horse get miss treated! if anyone thoaght anything like this they would say something and offer their help.
i saw that horse run into 2 different fences on 2 different ocasoins! that is not a lie, im not that pathetic to lie, espeically about a horse.
if the person who dropped the horse off did say anything about PESTISIDES it was the wrong word to use, do you even know what pesticedes are? they are for putting on crops to kill of any 'pests' ! and ovbiously any one who knows anything about farming land wouldnt put any were near any animals.
this woman took her horse off the yard because she believed fertiliser was no good for her horse who was laminitic. and there has been horses their for over 10 years and have had no problmens with their eyes because of fertilisation.
tbh you know nothing about what and how well treated that horse was the only people who know the truth are all the girls and the yard owners there. you on the other hand are jumping to conclusoins and choosing to blame the easiest person.
yes loaning can be a tricky thing from time to time but i have loaned a horse before and am curently laoning one and they have been fine. i believe that th owner may choose the loaner, but the loaner chooses the horse and th owner! both the owners of my 2 horses i have owned have perfect, and i beleivr i have been the same

so really everyone, what the title of this coment should say is ' beware loaners, of the owners!!'
 
Spudlet said:
I love the sight of dirty laundry being washed in public. It's like the smell of napalm in the morning, only it makes me want to eat popcorn rather than go surfing:p

h010.gif
Click to expand...


Is that because you could find a smilie for eating popcorn but not surfing? ;)
 
Isn't it funny how 2 of you just joined up to defend this lowlife.
I know my horse better than anybody else & like i say my only regret was loaning MY horse to her.
Funny how not once has MY horse ran into any fences since she's been home, so what you say i do not believe.
I know for a fact the word PESTICIDE was used so don't make me a liar.
You may have loaned horses before but i won't ever let MY horse out of my sight again, she's home now getting the best care possible & the tlc she so needs from me & my vet.

The title on this post is correct 'PLEASE BEWARE WHEN LOANING YOUR HORSE(S) OUT !
 
Irrespective of anything else because that's one person's word against another. I would be very angry if I loaned out a horse and other people were riding her for "a wee hack".
 
What happens if loaner lets another rider on has accident, who covers what bills then, contracts should always state clearly who can ride horse i.e instructor or miss smith and so on. Its not always possible for owners to visit often enough so getting a video sent with newspaper to verify date and say to loaner not to hesitate in contacting you concerning anything to do with any problems to do with horse, if contract says loaner responsible for all horses needs this should include vet bills...duty of care. The way to go now is to concentrate on horse and be thankful you got yours back some people dont, unless you are legally going with this. I would not enter into any more replys between you & loaner.
 
the thing is you still dont get it. Your horse has a problem. we are telling you she was intemittently lame and she was running into fences to warn you, not to scare you. why would we do that just to hurt someone? it is up to you wether you take that information on board, but my freind, the loaner, has done the right thing through-out this whole situation and everyone at my yard knows it.

and cindy dog saying that you should not enterinto any replies. . . but its you who has been sendin her the abusive emails, and she does not get into it with you.

pesticide wasnt meationed and again, you can ask the other person if it waswhen you find her on the social networking site you said youd find her on. but its quite simple, u are making that up.

and no, its not funny that 2 of us have joined up, because we actually know whats been happening and know the people involed. What is funny however is that a grown woman has went onto a forum and spread lies to complete strangers about my friend. and what i find more hilarious than funny, is that alot more people could come on here and prove you wrong still.

my friend brought out the best in that horse.
 
Well thats funny because i know the word PESTICIDES was used & even K.M.D even said the 'wrong' word was used. I am not a liar & not making anything up !!!
Also funny that the loaner herself NEVER mentioned once to that that MY horse had been running into any fences & she aint run into any fences since being back at home !
I am not spreading lies about the loaner what i am saying is TRUTH.

No way on earth did the loaner bring the best out of my horse, i've had the horse for 5 years, The loaner even sent me a txt a while ago saying my horse was a credit to ME & that was she very well schooled which is all down to me !
I am not discussing my horse with you as afterall it wasn't you who loaned MY horse.
What i do know is she is home now which is the best place possible & is getting treated by my own vet & the tlc she so badly needs.
At least i know exactly where she is & in future i will know who is riding her too & not letting people have a 'wee hack' without my permission which incidently was never stated in the contract !
 
Right, maybe it would be a good idea for you to to have this conversation between you, NOT on a public board for the world to see because, you are all making yourselves look like idiots to be honest.
 
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