Pony club or bhs Gold for rider insurance?

debsflo

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I am hopefully arranging a part loan on a horse for my 18 yr old daughter and need rider insurance, 3rd party ,public liability and not sure which would be best.

She is a student so i can get the discounted juniour bhs rate but we probably will rejoin our local pony club to attend rallies and training.
Would be grateful for any thoughts or recomendations please.
 
If you only want 3rd party public liability insurance and you are planning on joining pony club anyway then I'd go for pony club.
 
I would go for the BHS gold member. When my mum had to get insurance for me she spent ages comparing and I think you get more in terms of public liability with the BHS :)
 
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