PTS who bears the cost

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Snuffles

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If a loan horse has to be pts due to age related /arthritis conditions who should bear the cost of the vet visit and disposal, the loaner or loanee ?Situation is probably going to arise very shortly and am wondering what the "protocol" is . Dont want to do the wrong thing but financially situation could be tricky
 
This is a decision to be made by the owner in my opinion, with the loaners input and involvement, so I think the costs should be down to the owner as the horse still belongs to them and unless the horse is really struggling then many would have it back to fully retire before making that decision, obviously every situation is different but it is in part why a horse gets loaned rather than sold so the owner remains in control and has the final say on any big decisions, if money is an issue then possibly splitting the costs may be fair.
 
I agree it should be the owner. I had a horse on loan and it was written into the contract though. I have another pony on loan whereby I don't have a written contract and I expect I will end up paying for it which is OK in this instance.
 
I loaned a pony who unfortunately had a heart attack, the loan agreement had that the owner pays. I went halves as he was a great pony who I felt was part of our family and I wanted to, but his owner didnt expect it. A friends loan horse didnt have a contract and was PTS the owner had insurance pay out the costs (the excess has already been paid by loaner for the initial treatment). I think the standard loan agreements have the owner as paying.
 
Snuffles said:
If a loan horse has to be pts due to age related /arthritis conditions who should bear the cost of the vet visit and disposal, the loaner or loanee ?Situation is probably going to arise very shortly and am wondering what the "protocol" is . Dont want to do the wrong thing but financially situation could be tricky
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Surely it would be the owner to pay for the excess of any costs, as they are the one who has taken out the insurance policy. Even if there is no insurance policy I would say it was the owners responsibility. You could be looking costs of around £800 for pts and disposal.
 
I would think owner unless you've had the horse 'forever' in which case I've known loaner pay or cost shared. Cost is very variable around £200 for a hunt or as applecart £800 for a vet.
 
I would say in 99% of cases it would be the owners responsibility.
I think the possible only situation of loaner paying could be in a clear cut case of loaner negligence leading to euthanasia
 
Amicus said:
I would think owner unless you've had the horse 'forever' in which case I've known loaner pay or cost shared. Cost is very variable around £200 for a hunt or as applecart £800 for a vet.
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£800 is rather a high estimate, having had one pts by a vet 2 weeks ago the bill that has just come is for £200 plus removal costs in this case it was £160 so total of £360 for a chunky 14.2 pony, obviously more for a horse but should not be £800.
 
Well thanks folks, that was my opinion, but thought Id run it by other peeps first. just have to broach it with the owner tactfully
 
be positive said:
£800 is rather a high estimate, having had one pts by a vet 2 weeks ago the bill that has just come is for £200 plus removal costs in this case it was £160 so total of £360 for a chunky 14.2 pony, obviously more for a horse but should not be £800.
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My friend who lost hers in April had a 16.2hh and she said it was £800 so I am only going by what she said. She didn't have a private cremation.
 
When my horse was an emergency pts at 3.30am on a Saturday morning shooting wasn't an option so pts was not too far short of £400 & disposal (the hunt still took him but had to charge more) was £300. That was with no return of ashes. I was glad the hunt took him, I had assumed they wouldn't & was struggling to find anyone who collected at all at the weekend which shocked me.
 
I was loaning my old boy out. He was pts a couple of months ago and his loaner paid all costs. She had insured him (as per out loan agreement) and she paid for it to be done. She did ring my mother who lives just down the road from her before and say that is what she was going to do (just old age, he was knocking on for 30 and was tailing off and she didn't feel he would be happy through the winter) so it wasn't an injury or medical emergency (although I would also have expected her to pay in both those circumstances).
 
be positive said:
£800 is rather a high estimate, having had one pts by a vet 2 weeks ago the bill that has just come is for £200 plus removal costs in this case it was £160 so total of £360 for a chunky 14.2 pony, obviously more for a horse but should not be £800.
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Yes I think you're probably right I think my value might have been from someone who had a euthanasia followed by individual cremation, so I imagine a shared cremation would actually bring the cost down significantly. Although equally I think an emergency vet euthanasia might easily come up to this value not relevant in this case though.
 
I have loaned a horse until retirement and illness and altho the owner was involved I paid for everything just like I did for all costs while the horse was alive and was happy to do so
 
Archiepoo said:
I have loaned a horse until retirement and illness and altho the owner was involved I paid for everything just like I did for all costs while the horse was alive and was happy to do so
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This I would not expect owner to pay if it was in my care and had been with me for a while. I paid for the one I had on loan for about 5 years when he broke his leg. I would also pay for the lawn mower companion that I have on loan at the moment unless it was because they came and said he was to be put down for no reason.
 
hobo said:
This I would not expect owner to pay if it was in my care and had been with me for a while. I paid for the one I had on loan for about 5 years when he broke his leg. I would also pay for the lawn mower companion that I have on loan at the moment unless it was because they came and said he was to be put down for no reason.
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Totally agree. I own all my horses now but when I use to loan, I would have paid as you take on the full care of that horse. I wouldn't expect the owner to pay at all.
 
When I had an elderly mare on loan, it was detailed in the loan agreement that PTS and disposal costs were down to the owner (this was suggested by the owner).

There's no right or wrong way, I suppose, but these things are always easier if agreed in advance.

Costs of a horse PTS by vet and then collection by knacker man (no ashes) in this area is c.£480.
 
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