Public Liability Insurance?

[bitlessbill]

I have this cover with my horse insurance but would it cover my friend on my horse for a sponsered ride or would she need to have her own?

 

[onemoretime]

I rang my insurance and asked them this question as I have a regular rider for my horse. They said that provided she had my permission to ride the horse then yes she was covered. The insurance company was KBIS by the way. Its always worth a phone call to the ins co if you are not sure though.

 

[bitlessbill]

Thanks that sounds quite hopeful then, I will give them a ring in the morning, mine's Shearwater.