Questions about loan

[ClassicG&T]

When you put your horse out for loan, who pays the insurance? And all the vet bills etc...
I know they would probably pay for farrier, livery etc.. but wasn't sure who payed the rest

Thanks

 

[Jazzy B]

it depends what you stipulate in your loan agreement, I pay for my mare's insurance who is out on loan as would rather do that in case something happens to her and I know its up-to-date - silly but that's probably just me!

 

[skydancer]

I have had horses on loan before and i have paid for everything including insurance! Everything is the loanees responsibility

 

[PennyJ]

The person loaning should take over the vets bills, including routine things like vaccination. Insurance should also be covered by the Loanee, even if the owner of the horse holds the policy and pays it, they should reclaim it from the loanee.

Loaning a horse should be just the same as owning it, just without having to buy it first. Sharing is different...