Rider only insurance

[Honey08]

All our horses are insured for vets bills, third party etc. We have a young girl who is riding one of them a bit. I feel that she should have some form of rider insurance - more to cover herself really if anything should happen to her. She is a pc member - would this be worth anything? Does anyone have any experience of this - how does it work for those of you that share your horses?

Thanks for any advice..

 

[Kat]

PC membership may include insurance I'm not sure, if not BHS junior gold membership is a very cheap way to get public liability and personal accident insurance and it also supports a worthwhile charity. You can buy membership as a gift too, might be a nice idea. She would get the badge and magazines and stuff too.

 

[Honey08]

Thanks. I think that Pc insurance is on the same level as BHS insurance for third party - but not sure if they cover you on someone else's horse... If there was an accident I know that our horse is insured, but not sure what happens if the rider is insured..

Think I need to make a few phone calls.

 

[Kat]

The BHS policy covers you riding any horse with permission.