Rugs that cover belly?

[Achinghips]

Used to love the dress circle Sherpa but can't find them anymore, the snuggly jams seem too thin. Any know of anything else warm enough that can be used to cover belly as a base layer on fully clipped older lad?

 

[Luci07]

I had an under rug with a removeable and waterproof pad which had external slots for the surcingles to pass through. Friend borrowed it and had it made up for her horse and it worked very well with a completely different set of rugs.

 

[Hexx]

I had a weatherbeeta poly that had tummy-flaps - used to go right under the tum - even on a big fat cob!