Rural house insurance???Wales

[Tiddlepiddle]

We are currently with the NFU but having had a quote for the new house, we are looking to have to pay a fair bit more. Not sure whether being in Wales rather than England has any weight to it. I'd have thought it'd been less expensive, but there you are

So who do you all use? And what do you pay against rebuild value?

Thankies

 

[Tiddlepiddle]

bumpety!

 

[Adopter]

We learnt the hard way to cover for rebuild value only, which is not the price of purchase or sale as these include land, rural views /area etc which add to value. You can look up the rebuild costs on internet and insure based on square footage.

 

[Tiddlepiddle]

Yes, we have the rebuild cost which is what the quote was on Still scarey compared to our current house with land and stables etc!

Does anyone use a company other than NFU?

 

[Adopter]

Will pm you

 

[ladyt25]

Is it just a house or does it include any land/farm type buildings? You could use Farmers Union of Wales (FUW) for a quote.

 

[Tiddlepiddle]

Yes, there are outbuildings. It's a small farm but we're not commercial farming so it wouldn't be a business.

That's really helpful, will call them tomorrow

 

[Sprig]

We were with NFU and renewal looked really expensive so we shopped around. We are now with John Lewis and very pleased with them - also less then half the price!

 

[Tiddlepiddle]

Really! do you have outbuildings etc?

We were with NFU and renewal looked really expensive so we shopped around. We are now with John Lewis and very pleased with them - also less then half the price!

 

[Merlin11]

I am with nfu and must admit they are a bit pricey but I know they are good for this type of property. With other insurers I was never too sure if our outbuildings and stables would be covered.

 

[Sprig]

Yes, 3 acres and stables.