Saddles on finance

[stacey_lou]

I am not very good at saving money and equally I have no patients in waiting for a new saddle.

Does anyone offer finance on saddles or payment plans for a nice mono event?

 

[AFB]

Fairly sure a lot of the more expensive brands do but if you're looking mid-range how about credit card?

ETA: example here - http://www.suecarsonsaddles.co.uk/finance.html

 

[ester]

It is the sort of amount that usually makes the most sense to put on a 0% credit card for as long as you can get the 0% for. The last time I did it I had 36 months.

 

[rosiesowner]

I recently took out a fixed interest loan for my saddle from my bank. So pleased I did!

 

[Shay]

Just a thought... would it not be better to develop the patience and the discipline to save rather than borrowing?

Credit is useful and sometimes necessary when there is a big expense you cannot delay. But for a luxury item like a new saddle - you can build up serious problems later if you get into the habit of putting things you don't really need on credit rather than saving for them. And I think it means more when you finally get it too.

But I am old and a pedant... no apologies!

 

[HeresHoping]

Paypal have a revolving credit facility. See if you qualify. They pay, you pay Paypal back with only a little bit of interest.

 

[MuffettMischief]

GFS Monarch saddles can be paid monthly. We have just got once second hand and its lovely to ride in!

 

[sbloom]

GFS Monarch saddles can be paid monthly. We have just got once second hand and its lovely to ride in!

I would hazard a guess that if you bought one second hand it was almost certainly the retailer, ie your local saddle fitter, that offered you credit, but I stand to be corrected.

Credit cards, or a bank loan, are almost always cheaper if you really need credit. And it opens up all saddles for you, not all horses will fit into saddles that come on credit!