Sale vs. Loan. Opinions please!!

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nemo_

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We've made the desicion that my little man needs to move on :( The big discussion now is loan or sale? He was my first pony and taught me so much, but he's only 9 and has so much potential. I would like to loan him out, so ideally he would stay local, and we still have the ability to alter things with him/take him back if it doesn't work etc, however we've been told sell as there will be less complications with a loan agreement etc.
So... How many of you have had good/ bad experiences with loaning a pony out? And what would you prefer, a loan or a sale?
Discuss ;)
Thank you! :)

(Hope I'm not breaking any rules!)
 
I have had both good and bad experiences loaning, my beloved TB was stolen and sold to a dealer, I was lucky to gt him back.
On the other hand my shetland has been on loan for 3 years to lovely people with no problems.

If you want control over your ponys future then your only option is to loan. I guess it depens on what you want for the future.
 
Sorry its long!!
Hi my little man, I had him for 8 years and decided to put him on loan as would never sell him as he taught me so much! He suffers from sweetitch got it 4 years after we had him.(He was 11 when went on loan). He went on loan to a lady and her child at a livery yard my friend happened to have her pony on, he had all his fly rugs etc and they looked after him impecably i still rode him occassionally, we drew up a loan agreement i think we got it off BHS website and just adapted it for his needs. had no problems unfortunately he then ended up going to that ladies friends as she had a family issues (loan agreement ammended with her details). Thankfully months later my friends mum saw him one day in a field with no rug on and looking very itchy and raw. We went and saw him on friday picked him up at 8am saturday morning due to the agreement we could have him back immediately if mistreated/in our eyes not being looked after. He is now out on loan again with a vet nurse and her children(v.v pampered) after i looked after him for few years, again loan agreement drawn up same one as previously used.
Personally I couldnt sell him i need know I have the final say for everything and I can see him whenever and check he is well and if not I can rescue him.
My same friend sold her first pony as she was a county WH pony champ and they needed her value to buy new horse, she was sold for 3 months before she was sold on again and within 8months her pony had been PTS due to lami, if she had been on loan they could have had her back when first people were 'done' with her and stopped that happening.
Hope this helps, i guess it depends if you need the money to buy a new one or if you prefer the security of knowing you can make decisions about him. I personally feel i made the right decision and aslong as an agreement is drawn up then you should have no issues, my advice would be get an agreeement basis off the internet to give you an idea.
 
We've just put our outgrown pony out on loan. Having bought a horse which cost a little more than we had planned, we posted an add for the pony and knew almost instantly before any enquiries that actually we couldn't do it. A family we have known for some time had expressed an interest and we decided the best way to ensure that we knew where he was and that he would be OK for the rest of his life was to loan him to them. He is now being really well cared for and loved, I get regular updates and we bump into each other from time to time - ideal. In 3 or 4 years time he'll come back and go to my niece for another 3 or 4 years, as soon as the decision to loan was made we felt so much better, we owe him too much to do anything different.
 
Pondering this myself, only had horse a short while but feel hes not for me riding wise, but being a lovely character and quite sensitive about moving homes, I would not like him to be sold on and on, so hoping to find a permanent or long term loan home near to me. Had a small companion pony on loan for 2 years to me and he was treated the same as my horse, looked after as if he was mine. Must admit the stolen horse forum on here does put me off a bit though
 
The fact that you asked makes me think that loaning might be a good option - if you sell and it goes wrong you have to live with that for a lifetime!!

You don't give a size of the horse, but assuming that it is quite small the chances are that it will be sold on quite often as the owner grows out of it and will go through a succession of homes, so that in itself is high risk, the good news if that he sounds such a good sort that presumable finding successive good loan homes wouldn't be a problem.

So, if you can afford it and have the land to take him back if life goes wrong, that I would suggest loaning but always make it clear that if he is happy in the loan home and they want to buy him you would consider that.
 
personally i would loan i couldnt let him go! also you cancheck up on the people looking after him etc and make sure he is happy and you can always ask for him back too
 
I would sell every time, realistically there's so many different opinions on how to do things the loaners would be bound to do something I disaproved of. Also I (personally) like the ownership feeling I have over my horses and thats part of what makes me bond with them, I don't really bond with my partners horse because I don't think of it as 'mine' so I doubt I'd feel the same way about a horse I'd loaned than one I'd brought
 
Thanks everyone!
He's 12.2hh ish so he is the right height to be passed around alot! I don't think finding him a good loan home would be too hard, we're trying to keep him in my PC. He's currently on a share type arrangement, and although we don't need the money from a sale, we can't really afford to keep paying our half of him every month when we're not using him. The complicated part is that he isn't owned by my parents, but two other family members (although he was bought for me) so ultimately it isn't my decision, but I do get some input! :) Agreed the stuff in the stolen forum is very offputting and that's what his owners are scared of! But I don't I could take it if I knew he wasn't being treated properly after being sold :(. Hence I'm looking for some good arguments for loaning! :D
 
Is there any chance of getting sharers to take over the 'whole' pony so he can stay at the yard. Failing that a 2nd family to share the other half of him? That way you can keep an eye on his welfare.
 
The reason we're deciding this is because the 'sharers' do not want him anymore, through no fault of his own, they just don't feel he will go as far with them as he could do
 
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