Slightly Foxed
Well-Known Member
For me it would depend on whether I knew the potential buyer or not, but in general, no. I'd like to trust people but there are so many horror stories. Thoughts?
Sellers - would you loan with a view to buy?
- Thread starter Slightly Foxed
- Start date
naza
Well-Known Member
until recently i would have said no also, because my mum had very bad experiences with trials/loaning before hand.
But in a month or so my mare will be properly advertised and 'loan with view to buy' is something i'm seriously considering doing, maybe it's the fact of she's my baby so i truely want her to go a home where they get her? I dont think though that i would put it in the advert, as when i had her advertised last year i didn;t and still had numerous people ask if i would LWVB, and then say when i meet them if it would be something they want to do?
But in a month or so my mare will be properly advertised and 'loan with view to buy' is something i'm seriously considering doing, maybe it's the fact of she's my baby so i truely want her to go a home where they get her? I dont think though that i would put it in the advert, as when i had her advertised last year i didn;t and still had numerous people ask if i would LWVB, and then say when i meet them if it would be something they want to do?
Paint Me Proud
Well-Known Member
I would be wary of loan with view to buy for the following reasons -
-you would have to get a sgned agreement for the amount of time the trial was for to stop any foul play.
-if your horse caused an injury to anyone during the loan who would be responsible
-on my yard i would have to pay a retainer on her stable for as long as it took the lonaers to decide otherwise there would be nowhere for her to come back to.
-i would rather get the stress and heartache of selling a horse over in one go, going on loan just gives a prolonged sense of anxiety in my opinion (although i have anxiety problems so perhaps that's just me)
-you would have to get a sgned agreement for the amount of time the trial was for to stop any foul play.
-if your horse caused an injury to anyone during the loan who would be responsible
-on my yard i would have to pay a retainer on her stable for as long as it took the lonaers to decide otherwise there would be nowhere for her to come back to.
-i would rather get the stress and heartache of selling a horse over in one go, going on loan just gives a prolonged sense of anxiety in my opinion (although i have anxiety problems so perhaps that's just me)
Luci07
Well-Known Member
No I wouldn't. The only time I ever did it was when a friend fell in love with my TB who I was selling. She effectively had him for a months trial staying at our yard to make sure as she was quite novicey and he did a wonderful job of looking after her and they formed a great partnership.
Otherwise not. I view normally twice (on my own, then with my instructor) and a full 5 * vetting and bloods.
Otherwise not. I view normally twice (on my own, then with my instructor) and a full 5 * vetting and bloods.
JanetGeorge
Well-Known Member
I won't! Had my fingers burned far too badly in the past!
I'll allow (and encourage) plenty of repeat visits - but the cheque clears before anything leaves!
I'll allow (and encourage) plenty of repeat visits - but the cheque clears before anything leaves!
Dancing Queen
Well-Known Member
Not away from the yard. If they want a loan then they say where they are so i can check them out as much as they want to get the horse out.
If they want to move then its a purchase only after i have seen where they will be living, had references from farrier,vet and YO. I always get a signed agreement that should they wish to sell i am given first refusal. I do keep in touch with the new owners as im keen to see how well they are progressing as a team.
May seem over the top to some, but to me it being responsible.
If they want to move then its a purchase only after i have seen where they will be living, had references from farrier,vet and YO. I always get a signed agreement that should they wish to sell i am given first refusal. I do keep in touch with the new owners as im keen to see how well they are progressing as a team.
May seem over the top to some, but to me it being responsible.
Slightly Foxed
Well-Known Member
Yeah, I don't sell many, they usually have a home for life, but when I do sell, I'm happy for the potential buyer to come to the yard to ride the horse as often as they like (within reason!) and to accompany us to a show, but I'd be really reluctant to let the horse go somewhere unknown.
It's funny really though, a horse is probably one of the most expensive things you'll buy on trust. OK, so you have a vetting, but that only means the horse is sound and healthy on the day it's vetted. At least a car has some sort of guarantee. Yes, we horse people are crazy.
It's funny really though, a horse is probably one of the most expensive things you'll buy on trust. OK, so you have a vetting, but that only means the horse is sound and healthy on the day it's vetted. At least a car has some sort of guarantee. Yes, we horse people are crazy.
Slightly Foxed
Well-Known Member
Hear hear!
Jesstickle
Well-Known Member
Not on your nelly. They can visit as often as they like, take horse to a show etc if they want to but until I have the money the horse is not leaving the yard!
JenTaz
Well-Known Member
yes, but no, if i was to sell taz and the buyer wanted a loan with view to buy, he would have to stay at the yard that he is currently at, will be the same with my little sisters pony when we come to either sell her or put her on loan in a few months but i would never dream of letting a horse go on trial when you cannot see what happens, if they decided they didnt want them and mucked them up then what happens if i cant sell either off them, not that taz is going any way right enough
Bowen4Horses
Well-Known Member
i wouldn't... JoG on here had a horrible experience with someone taking her horse on loan with view to buy. it's put me off.
smudge99
Well-Known Member
I have done it. My horse was not the easiest to ride and at 18.1 he wasn't going to be easy to sell but he has gone to an excellent home who is working through his issues. She was worried that she would do all the work and then I would take him back to sell so we agreed LWVTB and a price. It does sometimes work it depends on the horse I think.
Liz
Liz
Chestnutmare
Well-Known Member
This is my worry too when I eventually do find one.lol...glad it has worked well for you heard so many nasty stories and this thread shows it...
milesjess
Well-Known Member
Interesting thread!
I have my lad on trial with a view to buy... Moved yards etc. I regularly update his owner on how he's doing. It's working well for us and I know exactly what horse I'm getting I know I'm very lucky, but I think it's down to trust - which is very difficult these days!
I have my lad on trial with a view to buy... Moved yards etc. I regularly update his owner on how he's doing. It's working well for us and I know exactly what horse I'm getting
I know I'm very lucky, but I think it's down to trust - which is very difficult these days!
Boxers
Well-Known Member
If you did let your horse go on LWVTB then make sure it is vetted BEFORE it leaves your yard. My daughter's friend's pony went out on loan and after 4 weeks the family had it vetted. It failed (lameness) and they returned the pony. However, at least if it had been vetted before it went away and a lameness showed up, then the whole saga would have been avoided.
ditto someone else on here, potential purchasers can come and try as many times as they like, but I would not let a pony go LWVTB.
ditto someone else on here, potential purchasers can come and try as many times as they like, but I would not let a pony go LWVTB.
Slightly Foxed
Well-Known Member
I agree with what most of you have said, that you'd be happy for a potential buyer to come to your yard as many times as they liked to try the horse but not to let it go out on loan.
It's just that someone elsethread said that if a buyer really cared about where their horse was going they would agree to a LWVTB and it made me think, am I a heartless owner, cos I wouldn't let a horse off my yard until, others have said, the cheque has cleared.
It's just that someone elsethread said that if a buyer really cared about where their horse was going they would agree to a LWVTB and it made me think, am I a heartless owner, cos I wouldn't let a horse off my yard until, others have said, the cheque has cleared.
fruity
Well-Known Member
I have just put one of mine up for loan WAVTB as i am keen for him to find a good home first,it's not all about the money for me however i could do with selling him as need to change my car! It's so hard to decide whats the best thing to do,i am still tempted to put him on the market now but figured i could get a bit more for him once we're at the end of feb when the season changes,maybe i'm wrong who knows with horses!
Wagtail
Horse servant
If you do, you need to write up a contract. For example, what happens if your horse gets injured and needs expensive veterinary treatment. Who pays the bill or excess?
miss_bird
Well-Known Member
I dont think i would as there is a whole minefield of things that can go wrong.
I think either loan or sell
I think either loan or sell
fruity
Well-Known Member
See i have done it before and yes of course with relevant clauses and it has been fine,maybe i was just lucky though.I have heard some awful stories! Am very tempted to just put him on the market.
Starbucks
Well-Known Member
Not a chance - no way. Neither would I let a horse go on trial. I wouldn't expect one on trial either if buying.
However, if it did turn out terribly I would be willing to take the horse back - within reason.
However, if it did turn out terribly I would be willing to take the horse back - within reason.
TheEquineOak
Well-Known Member
It's sad that there is so much mistrust in the horse industry. I completely understand where everyone is coming from though!
My boy came to us after only paying £150!! The previous owner didn't even have our address, just a mobile number
I'm as honest as they come and am paying a final instalment tomorrow but there would have been nothing stopping me from taking the horse away and not getting in touch again... (apart from my consciense of course)
Personally, I wouldn't loan with view to buy unless it was right under my nose on our yard
My boy came to us after only paying £150!! The previous owner didn't even have our address, just a mobile number
I'm as honest as they come and am paying a final instalment tomorrow but there would have been nothing stopping me from taking the horse away and not getting in touch again... (apart from my consciense of course)
Personally, I wouldn't loan with view to buy unless it was right under my nose on our yard
cindydog
Well-Known Member
I put my horse out and she ended up at grass livery, the field had not much grass and loaner hardly turned up to see her?. she lost a lot of weight, I also had another person interested in her, so she went there and never looked back, they bought her.
Contract was of no use on first loaner as turned out never had much money to keep horse and I did not claim loaner back for the livery fees I had to pay or for rug that got trashed.
Would I ever do it again, Yes only if the horse was kept at yard I am at.
Make sure you put in contract everything you expect loaner to do for your horse, vet bills, farrier, insurance, exercise,replacement of damaged equipment, transport to and from your yard, anything horse might have an issue with, and what I never put in though did say...their feed and how often, also that you will be visiting and horse will be removed without notice if found to be neglected, put date of end of trial period you have to recieve monies on or before this date or horse returned on this date.
Contract was of no use on first loaner as turned out never had much money to keep horse and I did not claim loaner back for the livery fees I had to pay or for rug that got trashed.
Would I ever do it again, Yes only if the horse was kept at yard I am at.
Make sure you put in contract everything you expect loaner to do for your horse, vet bills, farrier, insurance, exercise,replacement of damaged equipment, transport to and from your yard, anything horse might have an issue with, and what I never put in though did say...their feed and how often, also that you will be visiting and horse will be removed without notice if found to be neglected, put date of end of trial period you have to recieve monies on or before this date or horse returned on this date.
Enfys
Well-Known Member
No.
That is the same as a trial in my mind and I don't do that either, I won't loan at all, had nothing but bad experiences.
That is the same as a trial in my mind and I don't do that either, I won't loan at all, had nothing but bad experiences.
MerrySherryRider
Well-Known Member
No. I did a few years ago, dressage horse went to fab home on 4 weeks trial. Got kicked in the field, lump on leg- and returned to me.
I do ask for first refusal if the buyer wants to sell on though. Bought one back after 6 months when the new owners circumstances changed. Paid what I sold him for even though he was very fat, unfit and had had his mane, tail and feathers hacked off with scissors. Didn't even want to view him - got lorry, cash and took him straight home.
I always tell the whole truth about mine when selling and try to chose the best home to match the owner. People tend to be more commited into settling a new horse if they've actually bought it.
I do ask for first refusal if the buyer wants to sell on though. Bought one back after 6 months when the new owners circumstances changed. Paid what I sold him for even though he was very fat, unfit and had had his mane, tail and feathers hacked off with scissors. Didn't even want to view him - got lorry, cash and took him straight home.
I always tell the whole truth about mine when selling and try to chose the best home to match the owner. People tend to be more commited into settling a new horse if they've actually bought it.
Wagtail
Horse servant
On a positive note, when I buy a horse I am buying one for life. The only horse I have sold in 30 years of owning, went to my sister who I knew was totally in love with him and also wanted a horse for life. Therefore, when my mare was forced to retire early through injury, I needed to make sure the horse I was committing too was the right one. After all, I was looking at possibly 25 years of owning. So I only considered horses were the seller was willing to loan with view to buy. I bought my gelding a year after taking him on loan and he now has a 5* home with me for life. His previous owner only considered loaning him for so long because she saw what I was offering him and cared more about finding te right home than the money. I insured him fully for vets bills which was a good job as it happened!
Maesfen
Extremely Old Nag!
I did and survived! To someone on here actually and we're still friends which must say something.
It was a newly broken four year old, she lived over 100 mile away so not possible for her to come down every day. We solved it by her paying asking price up front, me banking it but not touching it until she made up her mind at the end of the month, me continuing paying his insurance but with a clause in the agreement that he was entirely her responsbility for any bills, vet or liability, whatever and if anything happened to him, he was hers completely, the money stayed in my account; we delivered him too so I could see where he went.
The only thing I would do differently now - and this is not a dig at you know who you are - but I would have them vetted before they leave because waiting for the vet result later is killing suspense.
Also, I wouldn't do it with an unbroken youngster at all, that gets paid for before it goes anywhere.
It was a newly broken four year old, she lived over 100 mile away so not possible for her to come down every day. We solved it by her paying asking price up front, me banking it but not touching it until she made up her mind at the end of the month, me continuing paying his insurance but with a clause in the agreement that he was entirely her responsbility for any bills, vet or liability, whatever and if anything happened to him, he was hers completely, the money stayed in my account; we delivered him too so I could see where he went.
The only thing I would do differently now - and this is not a dig at you know who you are - but I would have them vetted before they leave because waiting for the vet result later is killing suspense.
Also, I wouldn't do it with an unbroken youngster at all, that gets paid for before it goes anywhere.
maxapple
Well-Known Member
I think there are too many pitfalls - particularly if the horse is injured.
I would happily let someone loan my horse at my own yard, and would probably contiue paying all the costs (perhaps ask them for a small amount to make sure they are serious) - so they could try the horse out in all situations before buying.
I would happily let someone loan my horse at my own yard, and would probably contiue paying all the costs (perhaps ask them for a small amount to make sure they are serious) - so they could try the horse out in all situations before buying.
alwaysbroke
Well-Known Member
Not again, horse returned with a hole in a tendon
Have sold others since, some potential purchasers can seem a little put out when I say I wont loan out, but then when I explain why they have been more that reasonable.
I do however go to great lengths to encourage them to visit the yard on several occasions, and do everything they would do at home with the horse/pony. I then mention these visits on the sale receipt.
Have sold others since, some potential purchasers can seem a little put out when I say I wont loan out, but then when I explain why they have been more that reasonable.
I do however go to great lengths to encourage them to visit the yard on several occasions, and do everything they would do at home with the horse/pony. I then mention these visits on the sale receipt.
The_snoopster
Well-Known Member
No sent my youngster on loan after I paid for him to be broken, two days after they took him I fetched him home lame, numpties had only turned him out with a chain harrow and he trotted staight over it. These people were supposed to be experienced and I di my checks, mum was a riding instructor daughter capable rider.
It took 3 months to get him right, next time he goes through the gate to a new home will be when the cheque clears or the cash is in my hand, new homes would have has many visits as they needed, but no loans away from my field.
It took 3 months to get him right, next time he goes through the gate to a new home will be when the cheque clears or the cash is in my hand, new homes would have has many visits as they needed, but no loans away from my field.