Sorry another horsebox question - insurance

[Stinkbomb]

Due to the fact my horsebox is usually stood doing sweet FA from october to April is it possible to change your insurance from fully comp to just fire and theft whilst its stood??? Oh and cancel the recovery during this time?Im thinking of declaring SORN during this time too to save some cash.

 

[the watcher]

I think you can down grade your cover during the period of the term, the problem arises when you wish to upgrade back to fully comp. Most insurance companies will resist doing this becuase of the potential for fraud (ie customer has a ding and wants to upgrade to cover their damage)