McCauley
Well-Known Member
I person i know with a similar set up initially to yours thought it would be a great idea to do as you are thinking of doing.
But when she really did her homework, the sums did just not add up, especially on the insurance and liability side of things. She also wanted to teach on site too and that added even more insurance into the pot!
She decided it was just not worth losing her own facilities/time for the 'alleged' extra income she thought she could bring in. It was all swallowed up 'on paper' before she'd even begun to start changing things at her home yard.
That and losing pretty much all of her own time, no real holidays, being the 'holiday and sickness' cover for other horses (as well as doing her own, which we all know is hard enough at the best of times doing your own when you're at death's door, never mind other folks).
I did notice too that you say you a full time worker, so apart from 'the family member's on site,...they'll be no 'authoritive figure' to oversee the yard and horses while you're not there??!. Are they familar with horses/injuries etc,...? Would they know how to spot a sickly/off colour horse? Don't mean to be patronizing, but you have a certain 'duty of care' to liveries horses while they would be in your care and you being away from the place during the day, while being the 'YM',....mmmmm...would this work??
don't mean to sound so negative, just trying to take of the 'rose coloured glasses' for a bit and look at the bigger picture..
But when she really did her homework, the sums did just not add up, especially on the insurance and liability side of things. She also wanted to teach on site too and that added even more insurance into the pot!
She decided it was just not worth losing her own facilities/time for the 'alleged' extra income she thought she could bring in. It was all swallowed up 'on paper' before she'd even begun to start changing things at her home yard.
That and losing pretty much all of her own time, no real holidays, being the 'holiday and sickness' cover for other horses (as well as doing her own, which we all know is hard enough at the best of times doing your own when you're at death's door, never mind other folks).
I did notice too that you say you a full time worker, so apart from 'the family member's on site,...they'll be no 'authoritive figure' to oversee the yard and horses while you're not there??!. Are they familar with horses/injuries etc,...? Would they know how to spot a sickly/off colour horse? Don't mean to be patronizing, but you have a certain 'duty of care' to liveries horses while they would be in your care and you being away from the place during the day, while being the 'YM',....mmmmm...would this work??
don't mean to sound so negative, just trying to take of the 'rose coloured glasses' for a bit and look at the bigger picture..