Alana25
Member
Hi everyone,
Hope you can help!
Ive been back riding for 2 years now at a RS, last year I had one of their horses on a summer loan (3 days a week for 6 months) when my loan ended, we then loaned a pony for my daughter over winter (again, 3 days a week for 6 months, this ends in April).
Now fast forward to now the intention was to loan again in the summer, both a horse for me and my daughters pony again. This would work out around £420 for both, however the RS owner has a horse coming in for her to sell on, and she believes would be ideal for me, should I want to buy it.
I keep toying with the idea of buying, Ive got funds available to purchase a horse and having checked my finances I could afford the stabling etc. I havent been actively looking but when I spoke to the RS about buying ages ago they said they would keep an eye out for me if they got offered anything. Now I apprechiate this horse may not even be any use to me but before it even gets here I want to decide in my mind what Im doing.
The downfall of buying being that I wouldnt be able to afford my daughters pony as well.
So my options are:
Loan a horse through the RS for 3 days a week for me, and have this loan for the year whilst loaning the pony for my daughter for the summer only (repeat yearly)
Buy the horse, let daughter stick to riding lessons (currently she rides in lessons twice a week)
From the loans The horses are bought up mid week from the field, and returned at the weekend. If I followed the same routine realistically I could ride 4/5 times a week.
The Rider in me would love to finally own one (having started riding at 3 its always been a dream) but the mum in me feels like I should put my daughter first and let her have the pony on loan too.
I'm leaning more towards loaning if I'm honest but purely because buying is a huge cost and although I can afford it, it doesn't mean I should.
What would you suggest?
Hope you can help!
Ive been back riding for 2 years now at a RS, last year I had one of their horses on a summer loan (3 days a week for 6 months) when my loan ended, we then loaned a pony for my daughter over winter (again, 3 days a week for 6 months, this ends in April).
Now fast forward to now the intention was to loan again in the summer, both a horse for me and my daughters pony again. This would work out around £420 for both, however the RS owner has a horse coming in for her to sell on, and she believes would be ideal for me, should I want to buy it.
I keep toying with the idea of buying, Ive got funds available to purchase a horse and having checked my finances I could afford the stabling etc. I havent been actively looking but when I spoke to the RS about buying ages ago they said they would keep an eye out for me if they got offered anything. Now I apprechiate this horse may not even be any use to me but before it even gets here I want to decide in my mind what Im doing.
The downfall of buying being that I wouldnt be able to afford my daughters pony as well.
So my options are:
Loan a horse through the RS for 3 days a week for me, and have this loan for the year whilst loaning the pony for my daughter for the summer only (repeat yearly)
Buy the horse, let daughter stick to riding lessons (currently she rides in lessons twice a week)
From the loans The horses are bought up mid week from the field, and returned at the weekend. If I followed the same routine realistically I could ride 4/5 times a week.
The Rider in me would love to finally own one (having started riding at 3 its always been a dream) but the mum in me feels like I should put my daughter first and let her have the pony on loan too.
I'm leaning more towards loaning if I'm honest but purely because buying is a huge cost and although I can afford it, it doesn't mean I should.
What would you suggest?