cowgirl16
Well-Known Member
OK - I know this has been done to death - but I'm having a bit of a wobble. Policy runs out on 9th July. Been insured with these people (NFU) for donkey's years. No claims. Premiums increase each year. Had a chat with them last year and reduced insured value of horse, which reduced premium a fraction. Been trawling the interweb for quotes - makes my policy look good value! but - it's going to cost me £56 per month which I could do with out spending. I have a couple of credit cards - not huge credit limits on them - but the two combined amount to the vet's fee cover on the policy. My sensible brain is telling me to cancel the policy, and if the brown stuff hits the fan, pay with the card. Soppy side of brain is panicking. Got liability cover with BHS, so don't have to worry about that. Don't do much with the boy now - haven't competed for ages - hack occasionally - he's mostly a field ornament. I've always had him insured, and the thought of having no insurance fills me with dread. Tell me I'm stupid please?