i'm with them...have been for about 6 years now. found them a little pricier than NFU but paid out very promptly when i've needed them to- never had an issue with them- would recommend from my own experience
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Horse insurance, got a good quote but the monthly APR made it a bit pricey.
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Mine's insured though the Towergate Lloyd & Whyte office, might be worth trying them instead. They managed to beat my NFU renewal even without allowing for a staff discount.
I was hoping you'd say HGV insurance as I could've sprung on you with a business card.