trailer insurance/recovery

wench

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19 December 2005
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just wondering if anyone can help me. I dont have a trailer of my own, but a friend has said I can borrow their;s whenever I want, and I dont have to pay them anything for it.

Trouble is, I dont think its insured. I have tried ringing my horse insurance company, and they say that its classed as hire and reward, even though I am not paying to use it.

Has anyone got any advice on insurance and recovery cover?
 
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