Firewater04
New User
Advice & opinions please...
I have a horse who has been diagnosed with arthritis in her hocks. I've put a claim in, with the insurance however they are currently saying they will not pay out saying it was a pre-existing condition prior to the policy being taken out. It is a bit of a grey area and I don't really want to get into the details.
The current vet bill for the lameness work up/ X-rays/ nerve blocks/ Joint medication is £1300. Does anyone think this is quite high? The bill is itemised and there is nothing on there which stands out as unnecessary.
She has been back at the vets for a follow up visit a month later and she is still disunited in canter, although comfortable in walk & trot. The vet would like to either re-inject the hocks and or treat the sacroiliac joint however I'm already resistant to undertake more costs.
Do you think the treatment is higher than normal because the vet thought the insurance would pay?
What are my options;
Pay for more treatment which may equate to more than the value of the horse?
Retire, although no room for another so would mean ending my riding.
Sound enough for a happy hacker however naps when alone.
Euthanise, which seems a drastic option but she also has ulcers and is not a particularly kind mare.
Sell as happy hacker, but could fall into the wrong hands with someone trying to make money from her.
I'm really at a loss with what to do and it's causing problems between myself and my husband. Please no nasty comments or opinions but I'd like to hear your views and advice...
I have a horse who has been diagnosed with arthritis in her hocks. I've put a claim in, with the insurance however they are currently saying they will not pay out saying it was a pre-existing condition prior to the policy being taken out. It is a bit of a grey area and I don't really want to get into the details.
The current vet bill for the lameness work up/ X-rays/ nerve blocks/ Joint medication is £1300. Does anyone think this is quite high? The bill is itemised and there is nothing on there which stands out as unnecessary.
She has been back at the vets for a follow up visit a month later and she is still disunited in canter, although comfortable in walk & trot. The vet would like to either re-inject the hocks and or treat the sacroiliac joint however I'm already resistant to undertake more costs.
Do you think the treatment is higher than normal because the vet thought the insurance would pay?
What are my options;
Pay for more treatment which may equate to more than the value of the horse?
Retire, although no room for another so would mean ending my riding.
Sound enough for a happy hacker however naps when alone.
Euthanise, which seems a drastic option but she also has ulcers and is not a particularly kind mare.
Sell as happy hacker, but could fall into the wrong hands with someone trying to make money from her.
I'm really at a loss with what to do and it's causing problems between myself and my husband. Please no nasty comments or opinions but I'd like to hear your views and advice...