Ginn
Well-Known Member
Well I yesterday afternoon I popped over to see my YO (as she lives opposite) and explained that a) if she was going to be wanting to make a claim on my insurance then she would need to prove negligence and b) I cannot see how this could be done as she knows my horse and at the end of the day horses will be horses!.
At this point I was expecting to be asked to find somewhere else to kept T BUT she explained that that was fair enough and it was more if she'd had to take a few weeks off work for surgery that she was worrying as her boss was being an a*sehole about giving her sick pay. Fair enough but she could see why I wasn't negligent after I explained. We then went on to have a good chat about the "sueing culture" and when I said how much she'd worried me she was most apologetic and promised me it wasn't aimed at me in a bad way but she was very concerned about her loss of earnings (however she has now threatened her boss with legal action if he doesn't give her the legal sick pay if its needed so thats now sorted too - she hadn't realised legally she was entitled to it!). She also assured me that yes she is insured but her PI insurance ended about 3 days before the accident when her 2 were pts and the new policy didn't start until a week afterwards. She also assured me that she was more than happy for me to stay at the yard and that if she'd realised how much grief she'd caused she'd have never said anything in the first place! So thats all settled now.
We have also agreed that we will both sign a contract for future incidents should any arise.
At this point I was expecting to be asked to find somewhere else to kept T BUT she explained that that was fair enough and it was more if she'd had to take a few weeks off work for surgery that she was worrying as her boss was being an a*sehole about giving her sick pay. Fair enough but she could see why I wasn't negligent after I explained. We then went on to have a good chat about the "sueing culture" and when I said how much she'd worried me she was most apologetic and promised me it wasn't aimed at me in a bad way but she was very concerned about her loss of earnings (however she has now threatened her boss with legal action if he doesn't give her the legal sick pay if its needed so thats now sorted too - she hadn't realised legally she was entitled to it!). She also assured me that yes she is insured but her PI insurance ended about 3 days before the accident when her 2 were pts and the new policy didn't start until a week afterwards. She also assured me that she was more than happy for me to stay at the yard and that if she'd realised how much grief she'd caused she'd have never said anything in the first place! So thats all settled now.
We have also agreed that we will both sign a contract for future incidents should any arise.
