vets

[Susan Bailey]

Hi I am currently loaning a horse but am thinking of buying my own but am not sure what vets to choose as would need one that could claim to insurers on clients behalf and I would pay excess does anyone know ?

 

[Merlin11]

I think you need to chose the insurer as much as the vet. Vets will often only do this with reputable insurers who are more likely to pay out. I don't think you can totally rely on it though. What will you do if the insurer will not pay as can often happen?

 

[Exploding Chestnuts]

You select the vet on his vetskills, you are ultimately responsible for the bills. Many vets will deal with it for you if you are using a company they also recommend. Few/none will deal with E&L[and associates by another name]. If you are short of money, maybe stick with loaning.
Insurance is not a coverall and not for ever.

 

[Susan Bailey]

Ok thank you for your advice I have Barclaycard which I am clearing first anyway that would be my emergency back up because I'm sure most people do not have thousands of pounds in their savings

 

[Susan Bailey]

Ok thank you for your advice I have Barclaycard which I am clearing first anyway that would be my emergency back up because I'm sure most people do not have thousands of pounds in their savings

 

[JillA]

Many people self insure - put the equivalent of the monthly premium in a separate account and only use it for vet bills - if you are lucky you will keep it all, if not at least you have a fall back sum. You have to be disciplined and set up a standing order.Then get public liability free with membership of BHS or WHW.

 

[Susan Bailey]

Hi many thanks that is helpful

 

[Exploding Chestnuts]

Ok thank you for your advice I have Barclaycard which I am clearing first anyway that would be my emergency back up because I'm sure most people do not have thousands of pounds in their savings

I started off with thousands and it did not last long!

 

[Susan Bailey]

Lol I can imagine