What sort of insurance do i want?! For me.

[Lipglosspukka]

I am so confused.

I want to insure myself, so I get a pay out if I break a bone or get made disabled etc from an injury.

I assumed it was 'injury insurance' but this seems to bring up income protection insurance which isn't really what I'm wanting.

I want the insurance where they pay me say £×××× for a bone break or £xx,xxx for permanent disability etc.

Does anyone know where to find what I'm talking about? And what it's actually called!

 

[NightStock]

Personal accident insurance.

 

[AntiPuck]

Critical illness?

If you're looking for the insurance to pay out because you would be out of work with the injury, then income protection is worth another look, it provides a monthly sum for the duration of the time you're unable to work (obviously depending on the policy), instead of just a lump sum.