windgalls on 5 stage causes digital flexor tendon sheath exclusion - is that usual?

[AliHill]

I recently purchased a lovely mare who passed a 5 stage vetting, with the vet noting that she had windgalls on all 4 legs but that they had 'no clinical significance'. The insurance company are now excluding any digital flexor tendon sheath conditions. Is this usual?

 

[Littlelegs]

Mine had them from being 2 when I got her on her hinds, & I've never had exclusions. She wrecked her suspensories & annular ligaments on both hinds in an accident aged 18, but even now at 23 with petplan, its only her hind leg ligaments that are excluded.

 

[eggs]

It seems that insurance companies are looking to slap on more and more exclusions although it does seem rather extreme to exclude her tendons completely - although tendinous windgalls are caused by a swelling of the tendon sheath. I've never had them cause a problem.

It is probably worth phoning around some other insurance companies.

 

[StormyMoments]

god knows what they are doing now! my horse has all of his tendons and ligments of his hocks excluded as he had puffy hocks from standing in and we made a passing comment to our vet about it when she was doing injections she said it was fine and then she told the insurance company! to say im annoyed would be an understatement!

 

[loopylucifer]

the insurance company are just doimg there job. windgalls can be the sign of tendon sheath problems you probably lucky they did exclude the tendons also. Windgalls from because or swelling of the tendon sheath. if you have no problems over the next year the insurance company may well lift the exclution.

 

[YasandCrystal]

the insurance company are just doimg there job. windgalls can be the sign of tendon sheath problems you probably lucky they did exclude the tendons also. Windgalls from because or swelling of the tendon sheath. if you have no problems over the next year the insurance company may well lift the exclution.

^^ I agree. My daughter's pony has just undergone surgery on her tendon and tendon sheath on a hind leg. We have owned her for 8 years and she has always had small windgalls on her hinds, but soft ones. This summer one went firmer and she was intermittently lame - she was scanned and the damage was seen and the operation arranged. Whetehr the windgalls were a sign of a weakness who knows. Her workload had been stepped up, however the vet said it could have just been a field injury frankly.