Would You Loan?

CobRambler

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21 August 2013
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Hi All
Would love some advice please, will try not to waffle to long.
My partner and I are expecting our first child and have come to the conclusion I need to loan my lad out.
I have never loaned before so am a little apprehensive.
He is a large 5 year old maxi cob who really is a star to handle and ride. He is green but always been placed every time out. Scores in high 60's at prelim, been in top three in a few maxi cob classes. Hunted in Ireland and loves jumping be it rustic or coloured poles and is now jumping small courses. He has about 12 inches of bone.
Now for my problem he can't be ridden on the roads. He has a total melt down if anything larger than a car comes behind him and bolted off with me flat out.
Would not being able to road hack put you off?
Off road hacking he is a gem a little forward but still snaffle mouthed.
Am just worried nobody may want him as road riding is a no go at all and I intend to put that in the loan contract.
Is that the right thing to do?
Thanks for reading and advice appreciated.
 
Congrats on your pregnancy - Sounds like the perfect horse for someone. Advertise him honestly and I am sure someone would jump at the chance. Some folks are lucky enough to live or livery were road riding can be avoided.
 
Unfortunately a number of horses dissapear when on loan. When loaning out make sure that your horse is freezemarked on a part of it's body which can be seen when being ridden. Also ask to see the passport, driving licence, rates bill of the person that will be loaning the horse so you know exactly who they are. Also check out were it will be kept and visit once a month.
Draw up a contract but get it checked out by a solicitor to ensure it will stand up.
It would be very wise to put in the contract that it must not be ridden on the road but be aware that there may also be farm machinery etc. about.
There are many people out there that do not hack on the roads and as long as you make this clear you should not have any problems.
 
Congratulations!

When I was 6 months pregnant I put my pony on loan to a riding school, and it was honestly the best thing I could have done. He's been there for a year and a half now and is having a great time, keeping fit and I get to ride once a week. Maybe this is something you could look into?? Have you got any good equine colleges near you?
 
Certainly put it in the contract along with any other activities you want to avoid. As Magicmillbrook says, roadwork isn't something everyone wants, or needs to do.

Good luck with finding a good loaner for him and congratulations on your pregnancy.
 
Congratulations on your pregnancy! Personally I wouldn't loan him but that's because we don't have hacks nearby that don't involve some roadwork, though someone with access to off-road hacking might be less bothered by that. My other concern would be that someone might loan him and still try to hack him on the roads even though your contract states not to. If you already have your horse on a yard with off-road hacking could you maybe look to loan him from there instead?
 
I while ago id not have thought he would be very homeable but we recently rehomed a horse from my work to a young girl, not a fantastic rider (as in not a professional able to sort his problems out, not in a nasty way).
He was 16 and still very bad in traffic, she and her parents were made fully aware of this from the start but they keep him at a livery yard with loads of off road riding and a decent school so he never needed to go on roads . She loves him to bits and they are really good together.
 
Thanks for my congrats
Am over joyed on the one hand but feel like am losing my left arm on the other loaning my chap.
All great advice. We have couple colleges around 60 miles away so that could be an option I will look into.
I also was concerned if the loaner still tried to road hack. He won't be going anywhere not home checked.
Sadly the beast is to large for anyone at his current yard to loan. I Did wonder about working livery but I really would like him bought on further and competed a little.
Being a big horse and weight carrier I am always worried about him being used for large novice riders (without meaning to be horrible). He has been bought on with hope of county showing so I don't want him with beginner riders
 
I can hack and avoid traffic...near thought such places exist but my yard does!

If he is seriously of county show level, how about putting up an advert to that effect? Although of course county shows have more than their fair share of large vehicles etc etc.

And a big congrats on the pregnancy too!
 
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