I'm so glad i'm not the only one who found this pretty appalling. She's snobby and irritating at the best of times, but asking your kid 'more than once' if he was sure he wanted to go home after falling off, chipping his tooth and crying his eyes out, just because you want to continue having...
Yep - snapped that and also fractured the body of the ischium in a fall onto frozen ground. Because I'm a moron, I just thought i'd pulled a muscle, so tried to hobble around for a couple of days (in agony) before heading to A&E. I started to feel a lot better after a couple of weeks, was...
Just as a quick update - I spoke to Julie Andrews brokers who were really helpful, and I could get insurance with Petplan. They don't require claim history on any previous horses - they're just interested in the current one. As I'd be insuring a new (hopefully healthy) horse with no previous...
You know what, YCBM, I think you might be right there. After the initial shock of being refused, I’m actually starting to feel a bit relieved that I don’t have to worry about jumping through hoops, and can make my own decisions.
It's the whole thing - I asked whether i could just have vets fee cover, and they said that the LOH was the main part of the insurance, so you had to have it. Even if i reduced LOH to the minimum of £1k they were still unable to insure me.
Yeah, it’s so frustrating. I stayed with NfU even though their premiums were higher because they’d always paid out with no quibble. They told me today that the total they’d paid out to me was around £20k, which I totally appreciate is pretty high, and several times more than what I’ve...
Has anyone been refused horse insurance cover, and if so what did you do?
I've been with NFU for a number of years with 4 different horses, and they have been brilliant, but i've made several claims with them over the years including 2 loss of horse claims which they've paid out for.
I'm in...
Thanks everyone for your replies and suggestions. He had the dentist and vet out yesterday and they're both happy with him - no major issues to report. So we're just going to go out for a walk tonight, either in hand or with me on board, depending on how I feel and who else is around! Physio is...
Thanks. I've stopped that feed as of today, so will be interesting to see if his behaviour changes over the next week or so. Saddler coming out again, so will see what he makes of it and perhaps as you say get a cheaper one which fits for the time being. Yeah - I can long rein him - that's a...
Thanks - yes, you're right Criso, he still seems very green and baby-ish, and only turned 8 last month. I'm a bit nervous of hacking him out (especially since this new behaviour) which is why I think I've been avoiding it, and why I tried riding/mooching around the field last night just to give...