I love my Spanish horse
Well-Known Member
Haven't been on here in over a year but am in dire need of some good, unbiased advice.
I've been around horses all my life but only as an owner in the last 5 years or so. It was always a childhood dream to own one and sadly it took until my father died 8 years ago for it to be financially possible.
I've been without a horse for 18 months now, basically I spent a huge amount of my savings on my 'dream' neddy only for him to be diagnosed with advanced navicular a year later with the vet giving him a pretty dire prognosis. As i was going into debt with escalating vets and extortionate livery bills, and added to that I was looking at being made redundant I made the excruciatingly hard decision to give him away to a friend with her own land who could afford to look after him long term. It's something I've regretted doing ever since as he's since come sound enough to ride and is doing very well, something the vets informed me would never happen. Anyway my current situation is as follows, about a year ago I sold my house in Salisbury and moved to Basingstoke with the bf after 3 years of renting together. I stretched myself financially and have got a huge mortgage which I regretted almost as soon as I signed the dotted line. At the time of looking we were also searching further south where house prices are cheaper and I could probably have stayed mortgage free, the reason we didn't as along with the bf's job in farnborough I got offered a very well paid, fantastic job in the area, and if we moved further afield it wouldn't have been ideal.
Back to today I'm up to my neck in it with this job and on final final warnings, please don't think I'm a bad person I've just made lots of little mistakes over the last year and with asperges and depression am not the most fun work colleague so can't blame them, fortunately I've never been in this situation with previous jobs but here it's a very close knit group and I think if I do any tiny little thing wrong it'll go to the office and I'll be out.
So here's the dilemma part if your still reading (I did say it was long!) Ultimatly I could sell up here, move 20 miles south where I could have a small house mortgage free and possibly some money left over. I had this place valued a month ago and one agent priced it at £40k more than I paid, so if that's achieved even after all the fees of moving plus a penalty for coming out the mortgage early I should have enough left over to get another horse and even tide myself over for a few months if can't get a new job right away. Don't get me wrong I don't want to move again, we did it 3 times in 2 years when renting and unlike done of those this is a nice house with more than enough space, in a decent area and the repayments are affordable (if I don't lose my job!). It's just that I could never afford, nor have the time to keep a horse with this lifestyle even if my job was safe, if we moved I could cut my hours right down and theoretically do what I can't at the moment. Oh and if your wondering about the bf he isn't overly phased by a 40 mile drive to work, he's more excited at the prospect of livibg rent free tbh!
Any advice or opinions gratefully received
I've been around horses all my life but only as an owner in the last 5 years or so. It was always a childhood dream to own one and sadly it took until my father died 8 years ago for it to be financially possible.
I've been without a horse for 18 months now, basically I spent a huge amount of my savings on my 'dream' neddy only for him to be diagnosed with advanced navicular a year later with the vet giving him a pretty dire prognosis. As i was going into debt with escalating vets and extortionate livery bills, and added to that I was looking at being made redundant I made the excruciatingly hard decision to give him away to a friend with her own land who could afford to look after him long term. It's something I've regretted doing ever since as he's since come sound enough to ride and is doing very well, something the vets informed me would never happen. Anyway my current situation is as follows, about a year ago I sold my house in Salisbury and moved to Basingstoke with the bf after 3 years of renting together. I stretched myself financially and have got a huge mortgage which I regretted almost as soon as I signed the dotted line. At the time of looking we were also searching further south where house prices are cheaper and I could probably have stayed mortgage free, the reason we didn't as along with the bf's job in farnborough I got offered a very well paid, fantastic job in the area, and if we moved further afield it wouldn't have been ideal.
Back to today I'm up to my neck in it with this job and on final final warnings, please don't think I'm a bad person I've just made lots of little mistakes over the last year and with asperges and depression am not the most fun work colleague so can't blame them, fortunately I've never been in this situation with previous jobs but here it's a very close knit group and I think if I do any tiny little thing wrong it'll go to the office and I'll be out.
So here's the dilemma part if your still reading (I did say it was long!) Ultimatly I could sell up here, move 20 miles south where I could have a small house mortgage free and possibly some money left over. I had this place valued a month ago and one agent priced it at £40k more than I paid, so if that's achieved even after all the fees of moving plus a penalty for coming out the mortgage early I should have enough left over to get another horse and even tide myself over for a few months if can't get a new job right away. Don't get me wrong I don't want to move again, we did it 3 times in 2 years when renting and unlike done of those this is a nice house with more than enough space, in a decent area and the repayments are affordable (if I don't lose my job!). It's just that I could never afford, nor have the time to keep a horse with this lifestyle even if my job was safe, if we moved I could cut my hours right down and theoretically do what I can't at the moment. Oh and if your wondering about the bf he isn't overly phased by a 40 mile drive to work, he's more excited at the prospect of livibg rent free tbh!
Any advice or opinions gratefully received