Advice please re loan and vet bill

Shoot me down if I'm missing the point, but I didn't realise vet bills were considered to be the loanee's responsibility, other than annual vaccinations/ worming.

I thought the vets bills being the owner's responsibility were one of the few perks of loaning. I can't see why you'd want to pay vets bills for a horse you don't own and could be requested back at any time?

I've never loaned, only owned.

They are usually (in my experience as loaner and loanee) the loanee's responsibility.
 
OP if the cream and several vet visits cost you £400 last year the cream can only be a couple of hundred quid so I'd just offer to pay and think you'd saved yourself a lot of hassle with the pony being at someone
elses's yard and it being their reponsibility to attend for vet visits etc.
 
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