Advice re menage

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sasha1

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17 March 2005
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I have been letting my friends use my menage, but recently one has asked if they could borrow it to teach. I don't have insurance as it is for private use only and I am concerned that if my friend is being paid for lessons and someone had an accident I could be in serious trouble. Can anyone advise?
 
I would be very wary of letting your friend teach there. Double check with your insurance company but like you said if somone had an accident you could be sued. Also I know some people have problems with the council as planning permission was granted on it being for personal use etc.
 
It might be a good idea to get insurance cover anyway as your friends are useing your facilities. Friends are friends until something goes wrong and they are looking for somebody to take the blame (sign of the times)

If you are a member of the BHS give their legal department a call.

I teach at home, with the client riding their own horse. I have an Instructors liability insurance and also a policy for Care, Custody and Control, which covers me in the eventuality of the horse/rider being hurt whilst on my property. I'm assuming that your friend is insured to teach, if she is, ask to see proof of this.

I'm not entirely sure whether you can get the CC&C as a stand alone policy, but it would be advisable to get one before allowing anyone to use your arena. Give Shearwater Insurance a ring, they should be better able to advise you on this.
 
That's really helpful info thanks very much. I didn't feel too good about saying yes to someoone using it effectively as a business. I will certainly follow up your advice.
 
Really don't go down that route....
My mum has an arena at home for private use, and she allowed close neighbours to use it, no questions / restrictions.
It became a real nightmare, when 1 horse turned into 3 at one house and 1 to into 2 at the other.
My mum spent every week raking the edges and harrowing it to keep it for everyone else to use
The neighbours daughter would school excessively, track it up, lunge in it and basically wreck it - and it was a decent surface.
In the end, lunging was banned and mum limited the number of times they could use it per week (she felt awful and was beating herself up about it - silly sod that she is).
In the end my mum started charging £5 per horse (which goes into a maintenance pot for new surface which is now silica & rubber - dodgy I know, but it was more about cutting down the usage / helping themselves attitude) - luckily for her, one has built her own arena (not that they were ever the problem), and the other is back down to one horse and has finally taken the hint (they still use it but very rarely thank god - my mums just too nice about it all and doesn't want to offend anyone by being direct - unlike me)
 
Umm a wise word of warning. I have already been worrying and I haven't said yes yet! The answer will be a definite no. Thanks for all the advise
 
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