Am I being cheeky asking for money?

putasocinit said:
Janetgeorge - so how does this apply to stables that you pay livery to and they dont have insurance, intersting if its breaking the law. I look forward to your reply
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If you are paying for livery - and for paid staff to ride your horse - and they DON'T have insurance (both public liability and employer liability), then they're out of their tiny minds and in breach of the law regarding employer liability! If they charged non-staff members to ride your horse they'd be even MORE out of their minds and in breach of the Riding Establishments Act!
 
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putasocinit said:
Janetgeorge - so how does this apply to stables that you pay livery to and they dont have insurance, intersting if its breaking the law. I look forward to your reply
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they should have insurance.

in OP case, the horse would be being hired to ride/for profit and that makes it a business-therefore business insurance is needed.

if the current sharer has free use of both horses on the days they pay £5 for then yes I think it is cheeky for you to expect the friend to pay as essentially you are 'hiring' the horse out when someone else already has the use of it. I feel the problem is that you are not charging enough-either leave things as they are and say you would rather the friend does not ride/charge more or charge £5 per day per horse-but check insurance first
 
I have been in your situation and allowing the loaner to have her friend ride once WILL lead to her having friend(s) more often, and possibly without her telling you as she may assume it is OK - this is what happened to me when my loaner was able to ride both horses.

Could you maybe meet half way and say that if they both loan then they both pay £12.50 a week?

Personally I think you are undercharging - £20-25 is the going rate for 2-3 days loan for ONE horse and doing the jobs on all loan days. Maybe point out to her what a good deal she actually has. At that price, with no jobs on a weekend, I'm sure you would have no problem replacing her...
 
So it doesnt apply to insurance on the yard only ridden, or am i wrong there. I was just thinking about those peeps incl myself who have rented stables on someones yard and there has been no insurance on the owners part for their liability if something happened to the horses due to the stable wall falling on to the horse for e.g.
 
putasocinit said:
So it doesnt apply to insurance on the yard only ridden, or am i wrong there. I was just thinking about those peeps incl myself who have rented stables on someones yard and there has been no insurance on the owners part for their liability if something happened to the horses due to the stable wall falling on to the horse for e.g.
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all yards should have insurance in case of fire, floods, animal or owner injury etc
 
I don't think I'd charge in your place, to be honest. The fact that it's only a fiver actually makes it worse for me, as it's making a point rather than charging a realistic price to go towards the upkeep of the horse. That's before all the legalities of course, of which I'm unaware ;)
 
Oh it's a tricky one. If you don't charge then your sharer could get a bit miffed as she *is* paying to ride. If you do charge to ride then you may put yourself on dodgy ground legally. But then are sharers on dodgy ground legally anyway? I don't know. If not, then you could possibly draw up a short term contract with the other person (providing their riding skills are up to it) and have them as a second sharer for the time being.
 
Apercrumbie said:
I'm going to go against the grain here. I do think you're being a little bit cheeky. NOT about wanting to see her ride - that is absolutely essential. But if it's a day where the sharer is already riding and has access to both ponies I do feel that it's a bit mean, particularly if it's not a regular thing. If this happens every week, then you should absolutely ask for a contribution, but for the odd ride I really don't see the problem.
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I agree with this. You may be doing then a favour by letting them ride, but don't forget they are also doing you a favour by exercising and looking after your horses!
 
putasocinit said:
Janetgeorge - so how does this apply to stables that you pay livery to and they dont have insurance, intersting if its breaking the law. I look forward to your reply
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Id be very surprised at a livery yard operating without insurance. Never heard of it & think it would be very foolish of the YO.
 
Nope I think your sharer is being cheeky and disrespectful towards you by suggesting she pay less! I suppose it is because if she wanted she could ride both ponies on both days, but that is not what is happening, this is a different person who is essentially another sharer albeit on maybe a more casual basis. It would make sense if you only had one pony and the sharer was then missing out on her ride.

Like I always say with sharers, your horse your rules, I'd just stick to it and if they want to argue with you over a fiver then you might be better off anyway :-)

I'd still want to see her ride, but I wouldn't charge for that.
 
JanetGeorge is right - if you are accepting money for riding your horse you are technically hiring that horse for gain, and therefore come under the legislation which requires you to have insurance, vet and LA inspections, and any such horse to be at least 5 years of age. You could of course ask them to buy you some bales of hay/set of shoes/bags of your regular feed - in other words don't pay for the ride but make a gift to you in recognition of the favour you have done them.
The legislation might be the excuse you need to say no, if that is what you would prefer to do?
 
Hi all, thank you for your concerns regarding insurance. If it was going to happen it would be on a 1 day a week loan agreement the same as my current loaners, with a contribution toward feed and feet and not a pay per ride type arrangement. But, saying that, a friend at the yard found out some more information from my sharer today about her friend so I said it is a definite no, and I am a little disappointed in my sharer after I found out.But it wont change our current arrangement.
 
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