Am I living in cloud cookoo land??

I can see I am proper going to regret this but here goes....
Please note: This has now been re-worked on the advice of you lovely (or not so) HHO peeps, although still includes a much over estimated hay and straw budget. Pony will only come in when really cold/wet (and when it's ill, because the curse of the HHO peeps (some of) will strike it down lame within 30 seconds of it arriving!)


Monthly
Stable/Field - 20.00
Feed - 30.00 - Based on £10/wk 36 wks/yr
Shoes - 13.54 - Based on £25/trim every 6.5wks
Insurance - 20.00 - Guess-timated
Vets - 10.00 - Innocs/worms/teeth
Straw - 43.33 - Based on 10 bales/wk
Hay - 43.33 - Based on 10 bales/wk
180.20

Go on! Hit me! Hit me!
 
I think the point was, a native pony, who is unshod (and we hope stays thats way) shouldnt out of all the breeds, types etc need supplements, rugs, too much feed, physio etc, unless the worst comes to the worst.

You know they were wild animals once and survived and still do quite happily without all the extras we throw at them... so it doesnt need to cost the earth, but it could... however if we all lived with the "the worst might happen" we'd never even walk down the street for fear of planes falling out of the sky and onto our heads!
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[ QUOTE ]
I can see I am proper going to regret this but here goes....
Please note: This has now been re-worked on the advice of you lovely (or not so) HHO peeps, although still includes a much over estimated hay and straw budget. Pony will only come in when really cold/wet (and when it's ill, because the curse of the HHO peeps (some of) will strike it down lame within 30 seconds of it arriving!)


Monthly
Stable/Field - 20.00
Feed - 30.00 - Based on £10/wk 36 wks/yr
Shoes - 13.54 - Based on £25/trim every 6.5wks
Insurance - 20.00 - Guess-timated
Vets - 10.00 - Innocs/worms/teeth
Straw - 43.33 - Based on 10 bales/wk
Hay - 43.33 - Based on 10 bales/wk
180.20

Go on! Hit me! Hit me!

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Whilst I think the balance of the figures is wrong (sorry!), I think the final total is about right! So you will be fine.

It isn't the curse of HHO that will strike it down lame BTW, it is the ESP of horses which dictates that they are well aware when it is a) a bank holiday and b) all the white goods in your house have mysteriously stopped working and c) you had planned to actually do something with them - this is what will make it decide to go and play with the traffic on the nearest main road....
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Thats cool...... Does he come with all the kit you'll need?? tack? jods? rug maybe for the winter? grooming kit??? saddle cloth? travelling stuff, only if your taking him places obviously? Feed buckets? storage containers?
 
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I know but I didn't want slating for being mean and reckless... again!
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i think the problem was in your first post you said an extra £20 a month doubled your budget..... hence people thought you were trying to keep a pony for £40 a month, and no contingency.... now we know its much nearer £200 a month with a contingency all is well with the world
 
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I know but I didn't want slating for being mean and reckless... again!
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i think the problem was in your first post you said an extra £20 a month doubled your budget..... hence people thought you were trying to keep a pony for £40 a month, and no contingency.... now we know its much nearer £200 a month with a contingency all is well with the world

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Exactly - and that you seemed to be saying that an extra £20 a month was unmanageable, when very few months go by when something costing that much doesn't come up!
 
get another job - or share the horse.
If you cant afford it - the perhaps you need to rethink !!
What about hay prices they can rocket
and wheat is going up?
The more i think about it - you really cant have a horse on such a tight budget
what about the basics
vet kit (bandages, hibby scrub, flexiwrap, gauzzes, creams etc)
the normal buys saddle soap, washing bits - coat gloss
The horse may need shoes if feet get weak?
Not to mention if the horse goes though rugs like they normally do - £50 a throw and that crappy buget ones ??

I would be seriously worried if i was loaning you this horse
so yes in my opinion you are LIVING IN CLOUD COOKOO LAND - SORRY
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Ignoring all the extra in this thread i will simply say that NFU and Scottish Equestrian do very good 3rd party insurance.

i had my mare insured for just over £130 per year (yes.. a year) and that even covered vets fees - the hitch.... her value was put at £150.

TBH i wasnt worried about the cost of replacing her should anything go wrong - i wanted her covered for vets fees

cheap (er) insurance is possible
 
FFS people.

The lady asked for a recomendation of a cheap insurer!
Not a bloody grilling of her outgoings and income.

Native ponies really do not need hydrotherapy, 101 supplements and shoeing every 4 weeks. The problems occur when people over feed them, decided the grass isnt as nutritious as it should be, add supplements, stick rugs on... and wonder why these hardy animals turn into prima donnas.

And I agree, what happened to the days when a back person didnt exist? the vet checked their back on a yearly checkover.
People are too quick to over rug, pamper their horses and then say you can't keep one for less than 200 a month.
I've kept a native pony on 70 pounds a month. That was on livery.

Woe betide those of us who don't have huge incomes. We can't have horses, we cant have children...
 
[ QUOTE ]
get another job - or share the horse.
If you cant afford it - the perhaps you need to rethink !!
What about hay prices they can rocket
and wheat is going up?
The more i think about it - you really cant have a horse on such a tight budget
what about the basics
vet kit (bandages, hibby scrub, flexiwrap, gauzzes, creams etc)
the normal buys saddle soap, washing bits - coat gloss
The horse may need shoes if feet get weak?
Not to mention if the horse goes though rugs like they normally do - £50 a throw and that crappy buget ones ??

I would be seriously worried if i was loaning you this horse
so yes in my opinion you are LIVING IN CLOUD COOKOO LAND - SORRY
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I think OP has allowed more than enough for hay/straw and vet kit - well thats hardly a monthly outgoing. Saddlesoap again not a monthly outgoing and as for shampoo etc buy the supermarkets own stuff. Coatgloss is not needed imho. I would say £180 - 200 is quite sufficient to keep a horse.
 
£180 a month should be plenty in my opinion, can see you spending less (alot less in summer) which then leaves money for lessons, and any extras you fancy from time to time.
The insurance issue, I would say shop around, insure for a minimal amount (£500?) and just cover vets bills and third party liability - £20 seems about right.
Enjoy your pony!
 
[ QUOTE ]
FFS people.

The lady asked for a recomendation of a cheap insurer!
Not a bloody grilling of her outgoings and income.

Native ponies really do not need hydrotherapy, 101 supplements and shoeing every 4 weeks. The problems occur when people over feed them, decided the grass isnt as nutritious as it should be, add supplements, stick rugs on... and wonder why these hardy animals turn into prima donnas.

And I agree, what happened to the days when a back person didnt exist? the vet checked their back on a yearly checkover.
People are too quick to over rug, pamper their horses and then say you can't keep one for less than 200 a month.
I've kept a native pony on 70 pounds a month. That was on livery.

Woe betide those of us who don't have huge incomes. We can't have horses, we cant have children...

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Oh well, in that case, E&L are really cheap. Doesn't matter about their rep as she doesn't want any extra info does she?
 
I dont think you are in cookoo land at all! I kept my sec C mare on £60 per month for 4 years! I paid £5 per week grazing, food only in the winter and shoes every 8 weeks (fronts only) You horse can cost as much as you want it too. I was spending about £450 per month on Shadow onl because I had no budget. I dread to think what you guys would have said to me when I was planning for Storm- but she survived and did well! Then Bambi and Shadow came along. Horses were a dream, and I cant imagine never having had them- you live and learn and the OP has shown she has more than enough- and actually I think she is sensible to shop around for insurance- but all I will say is E&L are not good, but try SEIS (Scottish equestrian insurance services) they were superb and get 5* vote from me!
 
He comes with tack, I have all my bits and bobs. Groom kit is pennies here and there (pounds I know, but not serious cash). He doesn't have a rug, but he's a Fjord, so hairy, but will get one to have in reserve just in case. All buckets, feed bins, etc, we are sharing with the friend who has the field. And there shouldn't be much travelling so won't be rushing out for travel rugs/boots/etc.
 
In which case I think you'll be fine. I can see you spending far less in the summer BTW than £180 - my competition horse (i.e. non-native!) costs me under £150 a month in the summer (excluding lessons and comps). Loads more in the winter but only because he lives on part livery then rather than in the field. Even in the winter I spend under a tenner a month on feed (hard feed not hay etc) as he is a good doer. In the summer it takes forever to get through even a bag of pony nuts!
 
i really do think you will be fine - it sounds like you have a sound idea and really you dont need bit wash for a native pony - whoever suggested that lives in the cuckoo land im fraid! what wrong with a bit of water!
 
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