Are we silly for not wearing body protectors EVERY time we ride?

[Holding]

I have never worn a body protector in my life, although I've also never been XC. Now I'm about to start backing my youngsters, you've all made me think I might need to reconsider. If I was going to get one, what do you recommend as lightweight and unobtrusive?

 

[ClassicG&T]

I do for hacking and XC, occasionally jumping too. But i hate being restricted in movement and get far too hot, which is why i dont wear one for flat work