Back people/ equine physio and insurance

[Sandstone1]

Do people claim on insurance for back treatment thats been advised by a vet?

 

[doodle]

It depends on your policy. I always make sure I have it but on current policy it is optional.

 

[Sandstone1]

Im with petplan and I think I can claim but not sure yet if its worth it or not.

 

[Tiddlypom]

Why wouldn’t you claim?

 

[Sandstone1]

I dont know yet if the treatment will be above the excess and dont know if any follow up treatment will be needed. Ive never had cause to claim for complementary therapy before so just wondered if its common to claim for it or not.

 

[Tiddlypom]

If it’s treatment recommended by the vet, and the back practitioner is registered and approved, eg ACPAT physio, then yes it is normal to claim for complementary therapy if it’s included in your policy.

 

[Sandstone1]

Yes, it is recommended by the vet.

 

[w1bbler]

But be aware, your horse now has a declared condition. You have 12 months & then the back will be excluded from your insurance. As the Vet has seen the horse for the problem you have to declare to the insurance

 

[Sandstone1]

Yes, Thanks. Im aware of that. Hopefully its nothing too serious.