Best Public Liability insurance, for numerous horses..

minmax

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Looking at BHS Gold or Harry Hall Gold, as BD have changed their policy this year.
I cannot see if there is a limit to horses covered... or if its a general cover.. Once you have it? ?
 

nagblagger

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I can't comment on Harry Hall Gold, but i am a member of the BHS just for this cover. I had the misfortune to make a claim - driving a horse which bolted, heading down towards a busy road, i had to turn into a parked car scraping the paint with the shafts (bloody scary). The BHS took over and dealt with it, i heard nothing else, so recommend on my experience. They did not ask how many equines i have.
 

ycbm

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You might have it as standard on your house insurance, though the limit is rarely the £10m now recommended. Mine is currently £3m I think.
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minmax

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Harry hall gold had a limit of a very low
Number when i looked at if. Bhs gold has no limit on number of horses
Yes, thats what I thought.. rider & 2 horses or the extra one that covers 4.
I wasn't sure if that singled them out or the public liability cover would cover all of them.. think I will go BHS. I cancelled it a few years ago as realised I had the cover with BD. I dont compete anymore now tho.
 
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