BHS Gold Membership - Insurance query

PandorasJar

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I know that it probably means nothing, but from what I can gain from reading the T&C's https://www.bhs.org.uk/sitecore/content/mss_content/Websites/MainSite/Join_Or_Support_Us/Join_the_BHS/Membership_Gold.aspx it says that it's for British members etc, but USA and Canada crop up frequently under the exclusions - reading to me like they are only valid there.

Now I'm sure it's a proper insurance as BHS are pretty damn good but am curious as to what the point is of USA and Canada in there, ... and if anyone is good at legal speak - is there anything I should note?

As far as I can read, as long as it applies to me or my horse (not property, family etc etc) I'm covered for public liability and personal accident for us?

Pan
 
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