Big Scare today and question about BHS gold insurance

Scunny

Scunny

Well-Known Member
Joined
10 October 2005
Messages
103
Location
North Lincolnshire
www.ponydaze.com
Just had the fright of my life today, I've been laid up after a major operation and so my OH has been going down to see to our horses which are kept at grass livery (we're the only liveries) a short distance from home.

Well this afternoon I got a phone call from a very worried OH that my daughter's welshie was not in the field with the others and that our bottom fencing was partly down but that the post and barbed wire fencing beyond that belonging to the neighbours was completely trashed and down on two sides - at this point my heart was in my mouth imagining all sorts :(

15 minutes later OH found a very sorry for himself pony stuck shivering in a ditch full of water with his snuggy hoods sweet itch hood some how pulled over his head so he couldn't see a thing.

By the time a very kind friend (thank you Kim!) has picked myself and my daughter up and dropped us off down there my OH had with some help managed to get ponio out of the ditch and back home. Poor boy was in shock, cut to pieces and very lame on all four legs.

We got the vet out and got him cleaned up as best we could (poor boy was still scared stiff) he had to have a gash in his chest stapled and has swellings, cuts and bumps all over his legs, chest and neck and managed to get him settled for the night. All in all we were just grateful as it could have been much worse :(

Now my daughter is a BHS gold member so has the public liability insurance but due to the time we couldn't get hold of anybody to find out if they will pay out for the damage to the fencing as the owners are understandably very p****d off and I need to know asap so I can get it sorted out. If we're not covered then we'll have to find the money from somewhere but God knows where :(

I don't think 2010 is a very good year for us, we've had a few "blips" and a couple of weeks ago my son wrote my car off (third party insurance) and so I also need to find the money for a new car in a few weeks when I'm well enough to start driving again....I just feel like hibernating until 2011 at the mo lol.

If anyone knows about the BHS insurance I'd appreciate it so I can actually get some etonight lol!
 
Thank god the pony is ok. No info re BHS insurance hun but this isn't the first time I've heard of those stretchy face hoods causing terrible damage. My YO tells me about a horse that snagged one and it pulled up the face and over the horse's eye. The horse was rendered blind because of the hood over its face and the eyelid was pulled up the wrong way and was then stuck there with the fabric of the hood pressing on the surface of the eye itself for hours and hours. No idea of the outcome but please everyone be aware of the danger of these type of hoods.
 
Box_Of_Frogs said:
Thank god the pony is ok. No info re BHS insurance hun but this isn't the first time I've heard of those stretchy face hoods causing terrible damage. My YO tells me about a horse that snagged one and it pulled up the face and over the horse's eye. The horse was rendered blind because of the hood over its face and the eyelid was pulled up the wrong way and was then stuck there with the fabric of the hood pressing on the surface of the eye itself for hours and hours. No idea of the outcome but please everyone be aware of the danger of these type of hoods.
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I know, he's a pony in a million, cheeky, naughty but so sweet and loving, we've had him since he was two so he is a big part of the family, and inspite of only being 13.2 of chunky monkey has the biggest personality of any equine I know :P

I meant to bring that up about the rug in my post, it was only 4 weeks old, we've had Rambo Hoodys before, but liked the face protection of the Snuggy Hoods as we can't keep a mask on Ron and he makes a mess of his face with his hooves. It was well fitting and as he is in a field with all electric fencing and nothing to rub on I'm at a loss as to how he did it, unless something else spooked him and he caught it in the barbed wire afterwards - my OH found one of the tassels from the face part caught in the barbed wire which we had fenced off with electric fencing.

I'll certainly never have another one and will be buying another Rambo asap.
 
I am a gold member and last year when hacking out my horse spooked and fell on top of a mercedes passing by, the car was in a big state with the window smshed lights out etc, and the bhs insurance payed out for that, I think they will pay out afterall that's why we are bhs gold members :) glad pony is ok x
 
phone South Essex Insurance Brokers - they provide the insurance cover under the BHS Gold membership scheme, or phone the BHS and they will tell you to phone SEIB :o)
 
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