boring newbie questions about insurance!

[Caznay]

This is our first pony and I am trying to get to the bottom of the insurance minefield!
daughters have personal liability insurance through the Pony Club
have quotes from Tower House and NFU for the pony/vets fees
insurance broker seems to think daughters and I will be covered for personal accident through our own insurance?

What do you do/should we do?

Thank you, I am sure this has been done a million times before!

 

[Elbie]

Hmmm...i'm not sure. Depends what you're wanting cover for really. Think Petplan's personal accident policy only covers dental work and loss of earnings so probably wouldn't benefit your daughter.

I would stick to vet bills and mortality