Buy or Not to buy help!!!!

HOWEN

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Ok need your ideas and thoughts

I sold my lovely Sec D 2 years ago due to personal circumstances and a break up. I have regretted it ever since! So there’s me bored a work and come across an advert and he is for sale again!!! I am so gutted as I thought he would be in his forever home but I know things do change.

So I am debating should I buy him back? The problem is my partner is having none of it and thinks it’s a stupit idea. I said he can’t believe I want another horse and there is nothing wrong with the horses we have. He will not help me so I will have to source the cash from somewhere but I do have some savings. I have a pony that I pay for and he has two himself, who he pays for. To be honest his horses, I wouldn’t have myself and one of them totally knocks my confidence. My pony is just a pet really he is a little on the small size, but I would not sell him and he is quite happy just bumbling around. I would prefer something 15hh rather than a 16.3hh nutter so the horse in question is the perfect size.
So would you go against his wishes and buy or not? I can’t work out if I am thinking with my head or heart.
 

lcharles

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Awwww thats so cute!! x i think you should at least go and see him! x he may have totally changed and not be suitable anymore for you......but i'd go and see him, cuddle him and probably buy him back if he was suitable or not :D x

oh and as for your OH, he'll get over it! x he's got two, why cant you have two! ;) x good luck :O) x
 

HOWEN

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I know he will be perfect! He hasn’t changed at all. I feel like a complete child I can’t get him out my head. Never have I wanted something so much. At home we have had blazing rows over it, ha maybe I gain a horse and loose the OH and apparently I am being a spoilt brat!
 

team barney

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Go get him, never mind what the boyfriend says.

You will regret not buying him more than you will ever regret getting him back, fate has led you to his ad you owe it to yourself to at least go and see him.



Boyfriends come and go, horses are forever :D
 

Welshie Squisher

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Buy them back, it's fate!
As for the boyfriend, he's being unreasonable. If you pay for your own, what's it got to do with him?
Do you help out with his, is he worried you'll have less time for his?

He'll get over it, shame he's not being supportive :(
 

Skyebald

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I was in a similar position to you many years ago, sold my first horse due to financial reasons and bought her back after about 2 years. She'd been sold on a few times in between that I didn't know about . She stayed with me for another 17 years until at 28 I had her PTS . You know you'll regret it if you don't :)
 

HOWEN

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Gosh everyone on my team!! I just don’t know how he will react??! Also I have had a little look at my savings and I probably would have to get a loan to get him so I don’t go short DAMM Christmas time. Has anyone ever had a loan to buy a horse? I could ask my mum as she has money squirreled away. But would hate to ask, So annoying as the small amount of money I need is nothing to the OH. Ha nearly 30 and asking my mum for money to buy a horse what is the world coming to.
 

AmyMay

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Gosh everyone on my team!! I just don’t know how he will react??!

I really don't see what business it is of your OH, sorry.

I could ask my mum as she has money squirreled away. But would hate to ask, So annoying as the small amount of money I need is nothing to the OH. Ha nearly 30 and asking my mum for money to buy a horse what is the world coming to.

Ask your mum for a loan, if she says no - don't buy the horse.

Let us know how you get on.
 

team barney

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You could always have an clear out and sell some unwanted items to raise the money, old jewellery tack etc.

Ask your Mum before going to the bank, it is a far better option for you if your Mother is in a position to help, the interest will most likely be lower and you will have more flexibility with repayments.
 

dollymix

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I think you should buy him...if your mum will lend you the money, great. if not...go through your finances carefully to see if you can afford the expense of nother horse AND loan repayments.

I had a promotion and payrise earlier this year....first thing i did was go to the bank for a loan and i bought my new girl :)

I think you'll always regret it if you don't go and get him and wonder what became of him. If worst comes to worst and you found once you had him, you were struggling to finance him...you could look for a sharer, put him out on loan....do it!!!
 

*hic*

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I'll go the other way then.

You have a partnership, if one partner has strong objections then it would seem to make sense to talk through those objections and see if they can't be reasoned out. Can you really afford it, is that what the problem is, you've said he won't support the idea financially. If it's going to impinge on what you can afford for the house then it IS an issue your partner is very much involved in. You already have one out on loan, what happens if that one comes back - the loaner has reduced the amount they are prepared to pay already.

If you run entirely separate lives and finances then I agree it has little to do with your partner. If your lives are tied up together then surely this would be a decision for both of you to make.
 

Kat

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If you can't afford the asking price offer what you can afford. The seller might be happy to drop the price if he is going back to you and to a (hopefully) forever home. If they won't drop to a level you can afford then negotiate the best deal you can and then raise some cash by asking your mum or selling other stuff.

I would also suggest a serious chat with your OH explaining why you want to buy the horse and that it isn't just sentimentality but that none of the current horses are really suitable. Consider whether you would be happy to get a sharer or loan out your small chap to help with time/money if that is his concern.

I would also think about why he has two rideable horses but you only have one not quite suitable one. Is there a reason? If you aren't riding his would he sell one so you can have one that is more suitable?
 

Kat

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I'll go the other way then.

You have a partnership, if one partner has strong objections then it would seem to make sense to talk through those objections and see if they can't be reasoned out. Can you really afford it, is that what the problem is, you've said he won't support the idea financially. If it's going to impinge on what you can afford for the house then it IS an issue your partner is very much involved in. You already have one out on loan, what happens if that one comes back - the loaner has reduced the amount they are prepared to pay already.

If you run entirely separate lives and finances then I agree it has little to do with your partner. If your lives are tied up together then surely this would be a decision for both of you to make.

I do agree with this, if your lives are separate then none of his business but if you live together and share finances then he should be involved in the decision so talk to him and address his concerns.

If he won't see things your way think about whether he has a legitimate concern or whether he is being controlling or unreasonable before you decide whether to put your foot down and go ahead without his support, whether there is a compromise to be reached or whether you should let this horse go.
 

touchstone

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I'll go the other way then.

You have a partnership, if one partner has strong objections then it would seem to make sense to talk through those objections and see if they can't be reasoned out. Can you really afford it, is that what the problem is, you've said he won't support the idea financially. If it's going to impinge on what you can afford for the house then it IS an issue your partner is very much involved in. You already have one out on loan, what happens if that one comes back - the loaner has reduced the amount they are prepared to pay already.

If you run entirely separate lives and finances then I agree it has little to do with your partner. If your lives are tied up together then surely this would be a decision for both of you to make.

^^^^This. I'd only buy if it wasn't going to affect any financial issues with your OH, if you can buy and support the pony totally on your own then fair enough but I wouldn't expect the OH to subsidise your living expenses or your pony's care.
 

Tinseltoes

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Gosh everyone on my team!! I just don’t know how he will react??! Also I have had a little look at my savings and I probably would have to get a loan to get him so I don’t go short DAMM Christmas time. Has anyone ever had a loan to buy a horse? I could ask my mum as she has money squirreled away. But would hate to ask, So annoying as the small amount of money I need is nothing to the OH. Ha nearly 30 and asking my mum for money to buy a horse what is the world coming to.

My hubby got a bank loan for my coloured cobblet.
If you want the horse go get him.Your OH doesnt control you. Unless your married or living together and your finances are in a joint bank account,it might be worth talking to him,HOWEVER he may well be trying to control you!!!!! Id go and buy him back anyway as its meant to be!!!!! You will REGRET it if you dont.You may NEVER get the chance again!!!
 

HOWEN

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Unblinkingbelievable Can you believe it he actually has gave in and said he will support whatever I decide! One happy little cookie, only problem I cant get in contact with the lady who is selling him!
I will cry my eyes out if I am too late and he has been sold
 

soulfull

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Unblinkingbelievable Can you believe it he actually has gave in and said he will support whatever I decide! One happy little cookie, only problem I cant get in contact with the lady who is selling him!
I will cry my eyes out if I am too late and he has been sold

that is great. hope she still has him.
 

Zimzim

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If you can afford him then go for it. You might regret it if you dont!

Plus you are your own person, its not up to someone else what you do!:)
 
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