can i get insurance for freinds who want to ride my horse

[Daisy11]

hi can you tell me if i can get single insurance to cover my backside , a friend who wants to start riding have asked me if they could ride my horse ,but i want insurance to cover myself if in the event anything goes wrong i do trust them but you cant trust anyone now days
she want to use her for 4 hr a week split into 4 days , i didnt want money but they instist on given a donation , be quite truthful could help right this min
but many insurances have said because i will be taken money and the hours ,im classed as a riding school
is there any insurance i can get to cover my backside that doesnt think im a riding school because (a) im lending my horse out ) and (b) the hours

 

[Firefly*]

I would ask your friends to take out rider insurance or become a BHS Gold member. It's a small ask in exchange for their riding and your peace of mind.

 

[E_Lister]

Sounds reasonably similar to a share. Normally I think people (like me) just have their own rider insurance.

Suggest BHS gold membership.

My friend has her horse insured for "any rider" I think...

 

[lochpearl]

as far as my insurance company are concerned (NFU) as long as they have my permission to ride the horse they are covered on my own insurance for what I am covered for.

 

[assuan]

We're with KBIS and anyone who rides is covered, as long as with our permission (or as far as I understand it lol)

 

[Damnation]

Tell them to put their very kind donation towards insurance for themselves should anything happen

 

[Oliver12]

I contacted BHS only this week as I have gold membership but my daughter rides the horses. They said that if she is riding with my permission then she will be covered for public liability. I presume it would be the same with your friend.

 

[Kellys Heroes]

I have a rider plan with PetPlan (I think!)
it basically means I'm covered for any horse I ride; that includes my share horse, her owners' other horse, friend's horses etc all of whom I ride regularly.
Worth its weight in gold - you never know what's going to happen, it could be something so minor as a horse spooking, kicking out and damaging fence panels or a car to accidents and injuries both to horse and rider.
K x