Clipping for people... Insurance?

[KatB]

As it says really, thinking of doing some clipping for people to pay off new clippers!! Am used to clipping, but just wandering how/who people insure with, and is it specifically for clipping/ what sort of cover do you have?!

Thanks, any help appreciated.....

 

[Tia]

I had myself covered under my Business Insurance for my livery yard. I'm pretty sure that you will have some sort of cover through your private insurance policy though? I would check the small-print as I think you can work with other people's horses and still be covered for liability? Please don't quote me though I could easily be wrong.

 

[SSM]

I would think that if money is exchanging hands you should have professional liablity insurance - if you cut the horse could they come back to you? also should you have insurance to cover you should the horse rear etc on you and cause damage?

PS Want to come and clip the loopy Donkey

 

[KatB]

Lol!! If it is trussed and doped, no problem!!

 

[SSM]

We are doing it on Sunday - I did think about trussing her

or having her knocked out completley - clip one side, roll her over and clip the other

Stress Free

 

[burtie]

SEIB do a "care and control" section on their professional Liability insurance, it covers things like riding, grooming and clipping. I had this as part of my freelance instructors insurance so not sure how much it would be on it's own, but worth giving them a ring.

 

[KatB]

Lol!! Just give her a whole bale of hay the night before!! She will be so podged she won't be able to move quickly!!

 

[KatB]

Thanks burtie, will look into that! Do you know how much (roughly) was for full instructors insurance..?

 

[SSM]

I think she already has a bale a night - is that where I am going wrong??

Was going to cut her oats out the night before and that morning - not that they have any effect (except when chased by white vans!!)

 

[KatB]

Lol!! She can be the first horse to be chased around the showing ring by a white van!!