Compensation claims

benson21

benson21

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After reading the article on the rolling pages of H&H about someone trying to claim for falling off of someone elses horse, do you think this country is very compensation orientated?
 
Its getting that way, but some MP is trying to put a bill through to stop lawyers having cases on a no win no fee basis so if that goes through it will stop a lot of the people who advertise on tv as thats how they work.
 
It is a fine balance between allowing people access to justice and a funding model that allows ambulance chasers to thrive!
 
Claim where claim is due, BUT in the land of the horse world, those who take part (should) know the risks, and if you chose to get on another persons horse, then you are at risk of falling off it! If you were MADE to ride another horse, that's slightly different. Doubt this was the case. I feel sorry for the horse owner, wasn't their fault I bet.
 
I had my nose broken last year, went to A&E to get it looked at, as you do. Too swollen to tell at the time whether it was actually broken, so they gave me an advice leaflet; they've got them for all sorts of things.

I was shocked but not surprised to see an ad on the back for a 'no win, no fee' lawyer.
 
I had a car accident about 4 years ago, someone drove into the back of me. I was taken to hospital, but not seriously injured, just hurt my shoulder. when i got home after a couple of hours I had a no win no fee company phone me to find out if I wanted to claim! I presume they got my details from the insurance company when we had reported the accident. They told me it wouldnt cost me anything, but I could claim. It does seem that whatever happens, you can make a claim!
 
I work in Law and I hate the sue culture - I had an accident a few years ago and had someone who turned out to be an ambulance chaser in the foyer at the hospital I got taken to who waited for me to come out! I still don't know how he knew it was me and thankfully my friends got rid of him [I was all over the shop through banging my head on the yellow bar in the taxi] but it was quite frightening just how easily he got my details.

People should enter horse riding as a sport/hobby knowing there are risks and not seek to push blame on another when there is no fault. It is sad when friends have taken to getting written agreements and making their friends get their own insurance for riding before they'll let them ride their horses because they have to protect themselves in the event that a claim came their way if it all went belly up.

Hate civil litigation.
 
I think the only time you should be able to claim if you ride someone elses horse is if they know the horse is a total nutter and lie about it to you.

And some things should in themselves mean you are on notice. Eg if someone is willing to give an apparently healthy horse in the prime of life to you for nothing, then you are on notice whether they tell you or not that they probably have a lot of 'issues'.
 
Have to say I was/am a little concerned that on facebook (well ny facebook pafe anyway) an ad keeps appearing in the top corner asking whether you've had an accident when out on a hack - was the hack properly supervised etc etc. It's basically rhere encouraging people to claim for horse riding accidents! I don't like it at all.

I work for an insurance company and we have now stopped the referral fees to these types of compensation companies as it's getting ridiculous now and the reasons insurance premiums are going up are for precisely these reasons - too many people claiming for what used to be just accidents!!! I have no problems whatsoever with geniune claimers if they have been badly or permanently injured due to the result of someone else's actual negligence or idiocy but silly accidents (ie tripping over things etc) should not be made so easy for people to claim for.
 
I do think that people are very aware that they may get a lump sum amount if they injure themselves.

I have a horse that I do not have time to ride, one of my daughter's friends mum's has asked if she can ride him. My OH has suggested that I should make sure she has EFA insurance which will cover medical costs etc if she does fall off.

I feel that if she does ride it is at her own risk, but on the other hand, I do feel that he is right in suggesting it, I cannot afford not to insist that she has some cover.

We have an insurance claim against us at the moment as someone cut across our lawn/front yard (instead of staying on footpath) at work and tripped over the water meter, breaking their nose, several ribs and being unable to work for 2 months, and needed two operations. We have seen photos, he was in a bad way... but not that long ago that would have been just one of those things, that he would have had to deal with. We now have back and forth between insurance companies and probably increase in premiums.

Our insurance premiums each year are around the $30 K mark, and increasing.
 
crabbymare said:
Its getting that way, but some MP is trying to put a bill through to stop lawyers having cases on a no win no fee basis so if that goes through it will stop a lot of the people who advertise on tv as thats how they work.
Click to expand...

What they are suggesting is that the lawyers will get paid from the compensation claim, but the compensation claim will get bigger to cover this so that the claimant ends up with the same amount of money.

Just a different way for everyone to end up with the same amount of cash at the end of it.
 
I hate this sue culture, when I was growing up there was a number of riding schools :) now although I've moved away am only aware of 1 or 2 in that area:(
I feel that the sue culture has played a part in the decline of rs. When I was teaching the rs brought a new policy in that any one who fell was not allowed back on :(
I hated it but could understand why they done this as a child fell was fine, mother checked him yeah get back on she said. Riding instructor give the usual seek medical advice if xyz. Mother states oh he fine.

They tried to sue the following week as the ri let him on horse before him having medical attention : rolleyes:
 
The Health and Safety Executive doesn't help. OH works from a shared yard that had an inspection this week. Said yard has signs up about PPE and there is a rule of no entry without steel toe caps. Safety inspector turned up in a suit and polished brogues for the second time and somebody stopped him, explaining the rule. His response was, 'You invited me onto this land and regardless of the rule you are now liable if I get injured'. This isn't actually true. As a compulsory inspection they didn't invite him and they had every right to make him leave, something I would have done with an almighty flea in his ear!
 
I honestly think that it gets in the way of progress in some cases.
I won t go into too much detail as time heals wounds but 15 months ago my dad died after the nhs failed to spot he had a fractured spine. Not only that during his stay in the brand new all singing all dancing local hospital he was left half naked on for all to see and was refused treatmenmt because there were no doctors at the weekend. He had breathing problems all weekend but wasnt seen till monday.
We wanted the issues addressed and we wanted to feel that steps would be taken to make sure other people were treat better. We didnt want money and would have been more than happy to sign anything to that effect. As soon as we raised the issues a brick wall came up. Understandably the NHS saw us as potential claimants rather than just everyday folk who wanted better for our relatives from the local hospital.
Im not saying some folk don t deserve or need compensation... just that in our case we didnt need or want money... we wanted to see a change in basic nursing care.
 
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