Costs of keeping a horse in 2023?

[shellebage]

Hi all, so I sold my horse 4 years ago when my daughter was a baby, he was a young horse, too much for me and I decided that trying to juggle him and my 9month old daughter wasn't safe.

Fast forward 4 years and my daughter is at school, I won't be having anymore children and so I have lots of time now to commit to a horse.

I was hoping people could give me rough ideas of your costs for keeping your horse in 2023 (post covid) has it changed much?
I would be most likely getting a cob type, anything between 14.2 and 16hh approx.
Just be hacking mainly.
I live in Devon, I know part livery is around £270-300 and full livery around £400-450 in my area. No idea on diy.
Does anyone know rough farrier costs, horse insurance etc?
I just want to have a realistic cost estimate to present to my other half to show him roughly how much it will be per month... obviously I will explain to him that anything can happen and some months may well come with higher costs than others if something happens.

I want to make sure I can afford to keep one before I start looking at yards and horses!

Thanks

 

[Gloi]

My little cob costs me about £500pcm at livery.
Doesn't have shoes , insurance or much hard feed.

 

[Glitter's fun]

This thread was recent enough to be useful...

How much does it rwally cost to own a horse??

In the past couple of years I've shared horses, but my latest share just came to an end due to the owners giving my space to another person while I was on holiday. Such a shame, as I had agreed I didn't have to pay for the month and a half I was away, and they still gave away my spot without any...

forums.horseandhound.co.uk

 

[BallyJ]

I pay £450 per month livery
£85 per 6 weeks for full set of shoes
£40 per hour for lessons
£150 per month on insurance

 

[Bobthecob15]

Insurance is the big difference, ours is insured for 5k (less than we paid for the horse!) and its about £80 a month (no health issues), vets fees only.
Shoes- £95 a set of 4
Livery is £540 full livery (not riding, £10 a ride extra). Really smart yard though.
You'll need to budget more than pre-covid for purchase too, easily 5k plus.
Lessons are £20 on own horse, instructor is at the yard.

 

[dottylottie]

my costs are very very low, mainly owing to how cheap my livery is!

livery diy - £144 a month
farrier - £30, barefoot
feed - around £80 if i buy everything in one go, but the chaff, fast fibre and fibre nuggets all last me a couple of months at least, it’s just their balancer i buy monthly at £31.50
insurance - around £60 a month, but will be going with someone else next time and expecting to pay a fair bit more
bedding - £38 ish per horse, straw beds
lessons - £30 each time

other ad-hoc costs -

vaccinations and dentist - £100 roughly, including sedation but without call out fee (free zone day)
saddle fitter - £65
physio/massage - £50-£60

 

[teddy_]

I pay (in Sussex):

£250 per month for DIY with ad-lib forage
£60 - £80 per month for bedding (shavings type stuff)
£25 per month for hard feed
£15 per month for supplements
£10 per day for full livery as and when required
£10 per day to exercise as and when required
£30 every six weeks for a trim
£56 per month for insurance (KBIS Catastrophe Cover)

 

[fidleyspromise]

I am:
£250 livery
£60 insurance
£80 dental annually
£50 vaccination annually
£50 food
£15 hay per month
£30 trim every 6 weeks
£80 saddle fitter annually
£25-60 for massage/physio (massage monthly, physio every 6 months)

About £450 monthly

 

[Orangehorse]

Farrier now puts £20.00 on top of full set & trim for travel.
The vet's worming programme is £160 per horse, although I was told it was very comprehensive.
I use Westgate for a worm count and poo pick the field. Have a box and put aside some cash to save up for the necessary wormers.

Livery, insurance, farrier, feed, health checks (teeth, saddle, maybe physio or similar), vaccinations are the things you have to have.