Disposal of loan horse

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baran

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Friend had to have loan horse put down. I am surprised at the number of people who said they would expect the owner to pay for cost of disposal. Owner hasn't offered and friend hasn't asked. Would you?
 
It is on loan. I would expect owner to pay PTS and disposal. Loanees generally pay vet fees whilst horse is on their care unless it came to them needing ongoing medication then the owner usually pays for that. It is also common for loanees to return a horse to the owner if it will take ages to come right or require ongoing medication or repeated expensive treatment.
 
I would expect, as a loaner, to cover costs, just as I would cover vet bills and all normal bills.

However, my boy is currently on full loan and I know I would want to pay for that as I would probably have him individually cremated and that is a lot of money.
 
It should be in the contract. When I had H on LWVTB it was part of our arrangement that I would be responsible for any disposal costs if they arose.
 
Oooo, tricky.
I actually think I would expect the owner to at least contribute.

As an owner with a horse out on loan (we have a contract, but I'm not sure the disposal is covered) if I were in that position I think I would offer to cover that cost
 
I don't know whether the BHS loan contract has been updated, but I know when I last used it, it didn't cover disposal costs, so I added a clause in about the situation myself. But yes I would expect the person loaning the horse to pay disposal costs, but be able to chose the method. However, if the owner wants to choose a costly method of disposal such as individual cremation, then I would expect the owner to pay for it.
 
In the current BHS agreement on the site (which I have as a loaner between myself and my loan horse's owner), the owner covers all disposal and PTS costs. I cover any vet bills which may arise.
 
I have had one die out on loan, he was checked out by the vet before he went away , but two months later he was found dead in the paddock. I of course paid the disposal costs.
I think that you could get people who put horses out on loan just to avoid disposal costs. When you loan something you expect something that is fit to do the job you want, not someone else's money pit. Older horses are often cost to much to insure, so all this is best discussed before loaning.
 
I put an old boy out on loan to a friend as it suited him better in his final years. It was inevitable that there would be costs, and would have been unthinkable to expect her to pay. TBH, she took such good care of him that I should have been paying her. RIP Ollie.
 
I would wholly expect the owner to pick up the cost unless agreed otherwise. One of the reasons for loan is to not have those responsibilities and costs IMO.
You are loaning the horse, as soon as it is no longer fit to loan it is returned, that is the point to me. (Apologies for using 'it')
 
I must say that when we had our loaned Welsh Sec A put down several years ago, I paid the euthanasia and disposal costs myself and it didn't even cross my mind to ask the owner to pay. But we had loaned her for about 7 years at that point. I think this thread shows how widely opinions vary on this subject and therefore how important it is to cover it clearly in the loan agreement.
 
TGM said:
I must say that when we had our loaned Welsh Sec A put down several years ago, I paid the euthanasia and disposal costs myself and it didn't even cross my mind to ask the owner to pay. But we had loaned her for about 7 years at that point. I think this thread shows how widely opinions vary on this subject and therefore how important it is to cover it clearly in the loan agreement.
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There comes a point with long-term loans where the loaner is owner in all but name. Often these relationships happen when the owner places a pony 'on loan' rather than sell, to be sure they have a good home, and are not passed on. I have had a NF on loan for the last 10 years, who will be with me for the rest of his life, and I will pay his costs when the time comes. His owner did her bit for him by finding him a good home, rather than just selling him on.
 
This should be covered by the loan agreement as many other matters should. Once it's in writing & signed up by the parties involved then everyone knows whose responsibility each thing is. This & other matters should all be in writing when the loan commences, not argued about after the event.
 
I would say owner and the last short term loan I had it was written into the contract, I am in complete agreement with Batgirl's sentiments wrt loans.

I do have one on long term 'loan' though, who I will be responsible for, it is a more complicated story than it should have been but OH and I talked it over and agreed we would see him right.
 
I think it really depends. We had a Shetland on loan for 2 years and he died of grass sickness while I had him. The owner did offer to make a contribution (but didn't!). Really I felt it was my responsibility. Had he died of old age (he was old when we got him) I may have felt differently.
 
Like everyone says it varies between people.

My cousins horse was out on full loan, the girl had him three years and was going to buy him eventually. One morning he was found dead in the stable, my cousin offered to pay full costs of desposal but loaner said she'd pay it so they split the cost between them.
 
depends ont he set up you have, my tb broke a leg on loan and had to be pts. Luckily we didn't really have disposal costs as he was buried on site but I paid the vets bill out of the insuance money (long story, they wouldn't pay the actual vets fees but I recieved the insured sum) even tho the aggreement was for the loaner to pay all vets fees - it wasn't her fault, I recieved the pay out so payed the assoicaited costs.
 
We have a horse on loan who is now 18. Have had him on loan for a couple of years and expect to keep him till the end as he is part of the family. Would not expect his owners to pay towards disposal or PTS as we knew he was an old boy when we took him on. In my opinion you take on an old horse and can't just send him back when he is no longer of any use to you. You have a responsibility to old horses.
 
janietee_5 said:
We have a horse on loan who is now 18. Have had him on loan for a couple of years and expect to keep him till the end as he is part of the family. Would not expect his owners to pay towards disposal or PTS as we knew he was an old boy when we took him on. In my opinion you take on an old horse and can't just send him back when he is no longer of any use to you. You have a responsibility to old horses.
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I agree with this. We have an oldie on loan to us, and she's now racking up some vet bills. But I consider them my responsibility. If the worst happens then I also consider PTS my responsibility. I know her owner would not want her back and probably wouldn't be in a position to take her back anyway.

We have another oldie-but-sprightly on loan to us, this one comes with a BHS loan agreement but having just checked it, that has the clause about owner being responsible for PTS costs removed... I hadn't noticed that!!

I do have our own veteran pony out on loan, who hopefully has many years left in her. She is insured and I pay the insurance (because I have insured her for some time she's on a full policy rather than a veteran). We have a BHS loan agreement drawn up and that stipulates that the owner is responsible for death/euthanasia costs. Although she is insured, I know that a) getting an insurer to pay up is not easy and b) she isn't insured for much market value. (I keep her insured for vets' fees, not because she has a high market value). So I would expect to be paying costs, should she die while in the loaner's care.

So, despite only owning one of the three, it looks like I am responsible for possible PTS/disposal costs of all of them.
 
When I had my loan pony put down in February we asked which method they would like him to be disposed and they opted for hunt. We paid both the vet fee and disposal fee with no doubt about it
 
My 22 year old little horse has just gone on loan. If he has to be PTS I, as the owner will pay for that and his disposal cost. The loaner has to pay all other vet expenses. It's in the BHS loan contract that I used. I am happy with that.
 
Having been both a loaner, loanee and an owner, I am surprised the owner hasnt offered. I know the horse is loaned out but at the end of the day they still belong to the owner and from a moral stance as an owner, I would want to help towards this at the very least. Just in respect for the horse really more than anything.
 
I think it should be covered by the loaner since they have the horse in their care and are paying for its upkeep, unless it was the owners specific request to have the horse PTS. Although saying that, my horse is out on permanent loan and they have asked me to cover the end PTS bill eventually - not sure why but I agreed to it anyway simply because its a wonderful home for him. But then again, I have said that I have to be involved in the decision and I would want him buried and not taken away so I feel I probably should pay to get my way.
 
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