do you think im being unfair/cruel?

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Walder

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have (sort of) made a decision about Juno tonight and thought id ask you lot what you thought - she has been lame after long distance, no heat swelling nothing in feet, had vet on bute etc. i got head groom to look at her tonight, shes hardly lame at all on straight line but bit lame on tight circle - which is more or less what she was like when i got her on loan at end of july last year - head groom says not many horse are 100% sound and if i dont want to go down the route of xrays etc to ignore it and accept that i cant do really long distances (which i dont think she would be the sort anyway) so i thought id give it the summer, see how it goes and use no bute not do any more than 16 miles at a time, as she really loves her life now and ive put so muchwork into her. Do you think im being cruel and selfish - i love her so much and she so loves doing these rides after her life of standing in a field breeding foals - give it to me straight i can take it! ( i dont think!!) x
 
yes she is - why the hell didnt i think about that - i think its my age (going through the menopause! makes me even more do lally than i already am) - so would i just pay the excess on my insurance - ive never claimed before - will it put the premiums up much? x
 
Well I have never claimed on mine so I wouldnt know, but surely if you had some idea why she is lame, then you can organise things around that. You seem to like her a lot, so I would do it. Perhaps ring insurance tommorow and see how much it would push up the premium?
 
We've claimed over £12,000 and the premiums have never gone up. They just put exclusions on what you can claim for in the future. For example, with laminitis, once the vet bill exceeds £5000 or has been being treated for 12 months or more, you can never claim for laminitis (or anything linked to laminitis) again. The excess is normally only about £100, so i'd definately go for the x-rays.

Lou. x
grin.gif
 
Unfortunately Ive had two massive claims on my insurance for vets fees and the premiums havent gone up because of it. I think horse insurance companys exclude instead so they arent at risk of having to pay out again for the same injury. I didnt get an exclusion for my first big claim but Im sure I will for the last one.
I'd definately find out what the problem is. At least then hopefully it can be treated and you wont feel unfair or cruel.
Good luck.
 
thanks so much all of you - i will definatly go down that route - the reason i wasnt going to is because she was only on loan and ive spent so much money on her that i just couldnt afford to have loads of vet fees on what is effectivly some one elses horse - but now i have a way of doing it - thats a great weight off my mind! x
 
I'm surprised tbh as I would not be happy doing something like LDR on a horse who is not 100% sound. Many horses must be to pass vets etc.
 
Not read the other replies. But all I can say is my horse was lame in the same way as you describe, last year. I had the vet out who said leave it as any horse that has had any wear & tear is likely to be lame on a circle on concrete. (he said about 3/10 are fully sound?) However he did end up having 9 months off last year, shortly after the vet said dont worry about it and despite coming sound over the last few months, he is now lame again. So I dont really no what my opinion is - you might get lucky if you leave it!
 
thanks for your reply jemayni - i am hoping that its nothing serious and will be ok - obviously i would never ride her if she was very lame she is only very slightly lame - i dont even think many people would notice - i was thinking of giving her no bute if it stays the same - after all there must be an awful lot of horses in the same position or they wouldnt make all these remedies for low level pain relief. But as i said i think i will persue it under insurance. I dont know that tme off will help, as she has had most of her life off and she was like this when she arrived - i just assumed it was stiffness after doing nothing for so many years. I think it is just a case of wait and see now!!! x
 
It sounds like a good plan. My mums does endurance even though Ive never done it personally. Two of my mums close friends horses do rides on bute; one due to arthritus (he's 20 so winding down, but the excitement of rides keeps him going. And the other horse has suspensory problems, bute keeps him in work! Neither of them are lame, more unsound, & the bute keeps them comfy.

All the best x
 
not wishing to be too harsh, I would send her back to her owner. I had a horse on loan when I lost my beautiful Peggy, The loan horse had the worse teeth the dentist had ever seen, his feet where terrible (almost an ILPH case), his back was all out and his manners disgraceful. I spent a fortune on him, including loads of brand new rugs as he came with none that where decent (holes in them, straps missing, filthy etc) and do you he was never ever right despite trying everything for 6 months and spending a small countries national debt on him. He was insured but that didnt cover the things I needed to do.

I understand you love her to bits but unless you have a bottomless pit of money surrounded by money trees and want to end up with a giant guinepig I would send her home.

Sorry to be harsh, I just have been where you now are. I would never loan a horse again.

Good luck Alma
 
i had a similar situation as daniels mum, got a horse on loan ended up getting into debt getting him right, then the owner decided she was going to sell him. leaving me with debts and no horse! i don't think i'd ever loan a horse again, i was used then tossed aside, not a nice thing to go through. it wasn't a typical loan situation, i thought this person was my friend, and i got that wrong. but still i'd rather have no horse than go through that again. in the end a loan horse is never yours.
and the amount i spent on the loan horse, if i'd saved it up i could've bought my own!
 
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